How to Activate HDFC Credit Card Swipe/Online Transactions through WhatsApp?

How to enable HDFC Bank's Credit Card WhatsApp Banking for Online transactions. On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank's official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number.

Activating HDFC credit card swipe/online transactions through WhatsApp has made executing transactions even easier. WhatsApp Banking has enabled easy banking from anywhere, anytime. Let us take a look at how to  activate HDFC credit card WhatsApp banking.

How to enable HDFC Bank’s Credit Card WhatsApp Banking for Online transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to select the option corresponding to “Online Transactions”. Type numeric “2” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled online transactions for your credit card via WhatsApp Banking.

How to Enable HDFC Bank’s Credit Card WhatsApp Banking for Contactless Transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to choose the option corresponding to “Contactless Transactions”. Type numeric “4” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled contactless transactions for your credit card via WhatsApp Banking.

Register with HDFC Bank’s WhatsApp Banking

    Send the message “SUB” to HDFC Bank’s WhatsApp number – 70659 70659 In the WhatsApp chat, send the message “Hi”.  You can always opt-out of the service by sending the message “UNSUB”.

How to Enable HDFC Bank’s Credit Card WhatsApp Banking for International Transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to choose the option corresponding to “International Transactions”. Type numeric “4” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled international transactions for your credit card via WhatsApp Banking.

Features of HDFC Bank’s WhatsApp Banking for Credit Cards

Know the outstanding amount – Using WhatsApp banking, you can ask for the outstanding amount on your credit card. This helps you to keep up-to-date with the usage of your credit card.

Know the accumulated reward points – Using WhatsApp banking, you can also ask how many accumulated reward points you have. This will help you to plan and redeem them as per your needs.

Know the available credit limit – Using WhatsApp banking, you can also know the available credit limit. This will help you to not overshoot your spending and stay within your financial plans.

Know the available offers – Do I have a pre-approved loan? Are there new benefits available on my credit card? Till when is my pre-approved loan valid? You can know about the available offers by using WhatsApp Banking.

Additional Security Features for HDFC Credit Cards Via WhatsApp Banking

HDFC Bank has introduced enhanced security features for your credit card via WhatsApp banking. The features allow you to switch on and off various transaction types on your HDFC credit card, across various channels like WhatsApp. This enables you to take quick action when you need to. Below are some of the added security features.

Additional Security Features for HDFC Bank’s Credit Card via WhatsApp Banking

Setting ATM withdrawal limit – You can set the cash withdrawal limit when using a credit card at an ATM.

Merchant outlet spend limit – Set your spending limit while using a credit card at physical stores.

Online transactions limit – Set your spending limit on websites and mobile applications.

Set limit for contactless transactions – Set the spending limit on Tap to Pay transactions.

FAQ of How to Activate HDFC Credit Card SwipeOnline Transactions through WhatsApp

1: How can I use WhatsApp Banking for my credit card?

You can use WhatsApp banking to know your credit card limit, reward points, outstanding amount, and available offers.

2: How do I activate my HDFC Credit card on WhatsApp?

Send a message on WhatsApp to 70659 70659.

3: Is HDFC credit card banking via WhatsApp safe?

Yes, it is end-to-end encrypted and completely safe to use.

4: Are there any charges for HDFC credit card WhatsApp banking?

No, there are no charges and it is completely free of cost.

5: Can I use HDFC bank credit card WhatsApp banking for international transactions too?

Yes, you can use HDFC bank’s credit card WhatsApp banking for international transactions too. You can set your cash withdrawal limit, online transactions limit, merchant outlet spend limit and contactless transaction limit.


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