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YouTube like and subscribe scam on WhatsApp, Telegram: All you need to know

Over the past few months, cybercriminals have been utilizing YouTube as a platform to deceive users and steal their money. This scam involves offering individuals part-time job opportunities, requiring them to like and subscribe to YouTube videos, only to later swindle their hard-earned cash.

To raise awareness about these cyber threats, the Ministry of Home Affairs has released a video shedding light on the tactics employed by scammers and providing tips on how to avoid falling victim to their traps.

According to the video, fraudsters initiate contact with potential victims via popular messaging apps like WhatsApp and Telegram, enticing them with lucrative work-from-home or part-time job offers. Once users accept the offer, they are directed to join a Telegram channel managed by the so-called “task manager,” who assigns them specific assignments.

In this particular scam, victims are instructed to like and subscribe to designated YouTube videos and provide screenshots as proof to the manager. As users continue to engage with the videos, the scammer’s job app shows an accumulating balance, allegedly representing their earnings.

However, these earnings are merely fictional, serving as a facade. When the victims reach a certain threshold, the scammers then demand an investment, typically around Rs 5,000, to supposedly access their accumulated earnings.

Once the unsuspecting victims transfer the money, the scammers abruptly sever communication by blocking the victims on WhatsApp and Telegram. Disturbingly, victims find themselves without any means of contacting their supposed task manager or the HR representative who offered them the part-time job.

In some instances, scammers go a step further by tricking victims into divulging their bank account details, subsequently enabling them to extract money from the victims’ accounts.

To safeguard against such scams, individuals are advised to thoroughly research the employer or business before accepting any offers presented via messaging platforms. It’s crucial to remember that legitimate employers never ask for payment in exchange for a job or request wire transfers or suspicious QR codes. In the unfortunate event of falling prey to an online scam, individuals should promptly report the incident to the authorities by dialling 1930 or registering a complaint on the Cyber Crime Portal (https://cybercrime.gov.in/).

By staying vigilant and following these precautionary measures, users can protect themselves from falling victim to these YouTube job scams and ensure their online safety.

Engine Overheating: What To Do If Your Car Overheats

Engine Overheating: An overheating engine is a sign of a problem with your vehicle’s coolant system. If your car overheats quickly, you should see a mechanic. If your car is running hot but not overheating, it’s a warning sign that there’s a problem, and you should have it inspected.

Why does my car overheat?

Cars are complicated machines with a lot of moving parts. A combustion engine uses contained explosions to propel the vehicle forward. Burning fuel generates a lot of heat. Combining that heat with high external temperatures can cause a vehicle to overheat quickly. Your car’s cooling system will keep the engine temperature within safe limits in normal situations.

Reasons why your car is overheating

Engine needs coolant fluid

According to Jonathan Ganther, COO and founder of Brakes To Go, there are a variety of potential causes of an overheating car. “Often, your car’s coolant is the root of the issue,” he says. “Coolant is used to regulate the temperature of your engine. If your coolant is old and needs a replacement, it can cause clogs and jam passageways in your engine that restrict coolant flow. To prevent this, your coolant should be regularly flushed to manufacturer specifications.”

According to KBB, flushing the coolant and replacing it every two years or 30,000 miles helps to avoid your vehicle overheating. Keep an eye on your car’s fluid levels and check your coolant levels regularly.

Your grill is clogged and dirty

Another potential source of overheating comes from the vehicle’s grill. “Debris in your car’s grill can also be a major cause of overheating,” says Ganther. “While people often assume grills are cosmetic, they are actually vital for airflow throughout the vehicle. If pieces of debris are stuck in the grill, your vehicle will struggle to regulate its temperature, making overheating more likely.” You should wash your car regularly and remove any impacted bits of leaves or gunk in the vehicle’s grill.

Cooling fan is not working

If you find no other reason why your vehicle is overheating, look to the cooling fan. “Cooling fans work to keep your engine cool by pulling cold air from your radiator fans,” says Ganther. “If your cooling fan motor is burnt out or fails, it’s possible that your vehicle may overheat.”

Look for signs that your cooling fan needs maintenance. Those signs include warm air coming from your air conditioner, whirring sounds from the engine, and warning lights on your dashboard.

What happens if my car is overheating while driving?

If your car is overheating while driving, you should not, under any circumstances, continue. It can cause extreme damage to the engine and even lead to a fire. Pull over if your temperature gauge starts to tick up too high. According to Ganther, “As soon as you see your temperature gauge rise, you should pull over and let your car cool down. Exit the vehicle immediately and look for any steam rising from the engine or coolant or fluid leaking out of the car. If you observe either of these things, get your car towed to the nearest auto shop. Continuing to drive an overheating vehicle can result in a head gasket failure, which can cost between $1,500 and $3,000.”

Before checking the engine, wait for the vehicle to cool off. Patrick McCann of WeTryTires.com recommends waiting at least 10 to 15 minutes with the hood open. “Once [the engine] has cooled down, check the oil level, and check the coolant level in the engine,” he says. “These can be located in the vehicle manual.” If your car overheats, you should always have it inspected. The problem might be something minor, like a blown fuse. In most cases, a lack of coolant may be the culprit. However, more serious problems might need professional repair. Ignoring it can lead to expensive repairs that you can prevent with early enough intervention.

Almonds: 20 Healthy Benefits Of Almonds

Almonds (Almond Seeds) are said to be one of the world’s most loved tree nuts that are highly nutritious and filled with fats, antioxidants including vitamins and minerals. Most people are aware of the facts that almonds are good for your health, but the question lies what are their various health benefits?

Whether you may be relishing an ice cream with almond toppings or having a glass of almond milk, you name it and this nut is a major satisfaction to your taste buds and this also helps in a healthy diet. Now the question is how something this small can have a huge impact on your health? This is because almond seeds have antioxidants, proteins, hearty fats and minerals that are good for your body.

Facts About Almonds:

You know for sure that almonds are good for your health, but let’s take a peek into what are its various health benefits and this can benefit you in the long run. Here are some must-know facts about almonds and how they can benefit you.

  • Almonds are rich in proteins, fibre and nutrients
  • Almond trees are the oldest domesticated trees that date back to 3000 to 2000 BC in Jordan
  • Almonds reduce your risk of cholesterol
  • Almond can regulate blood sugar
  • Consuming almonds in excess can cause nausea, diarrhoea, shortness of breath and problems in swallowing etc.
  • Almond is not a nut, instead, it is a seed of a fruit
  • Almonds can be stored in a refrigerator for 2 years and this is because of their high content of vitamin E
  • India considers almonds as major brain food for children

Healthy Benefits of Almonds:

Almonds are said to be beneficial for your health, but in what ways is the question that you need to ask yourself. So, what are the health benefits of almonds and what good would this nut do if it is added to your daily diet? Well, here are some scientifically proven benefits of almonds and their usages.

1. Almonds Reduce Cholesterol:

According to a recent study by the American Dietetic Association, consuming almonds were proven to increase your levels of Vitamin E in your red blood cells and also reduces your risks of having cholesterol. By boosting the levels of vitamin E in your bloodstream antioxidants are formed that prevents your cells from clogging developing cholesterol.  Thus consuming a handful of almonds daily can generate more vitamin E into your bloodstream and this can also save you from the risk of developing cholesterol.

2. Almonds are Good for Your Heart:

When almonds are consumed along with some other nuts, it is said that it is good for your heart. Well, according to a study published in 2014, researchers found that samples in the study who consumed almonds has more antioxidants in their bloodstream and this helped in reducing blood pressure and improved the flow of blood to various parts of the body. Also, the research concluded by stating that Mediterranean diets that had a lot of nuts in their foods had more health benefits.

3. Almonds Regulate Blood Sugar:

Consuming almonds is said to regulate blood sugar levels and stabilize them. This is because almonds have magnesium in them and it advised that you consume a handful of almonds daily. However, for people suffering from type 2 diabetes, almonds play an integral role in stabilizing it. So what basically happens if a diabetic person consumes almonds? The answer is, the person would develop insulin resistance which is great for people suffering from diabetes and this is because of the content of magnesium in the nut.

4. Almonds can help control Blood pressure levels:

 Low magnesium levels can cause high blood pressure. This leads to heart attacks, strokes and kidney failure. Almonds contain magnesium which helps control blood pressure effectively. If your body lacks magnesium, you must add almonds to your diet.

5. Almonds have High Vitamin E:

Almonds are said to contain higher levels of Vitamin E which is an antioxidant that protects your cells from getting toxic. With higher amounts of vitamin E being pumped into your bloodstream, this reduces your risks of developing Alzheimer’s disease, cancer and heart disease. Make sure that your intake of vitamin E is moderated because excessive intake of vitamin E can lead to prostate cancer. Make sure you consume how much is needed and do not do it in excess.

6. Almonds Reduces Weight:

Almonds have higher contents of protein and fiber and lower levels of carbohydrates that curbs your appetite and does not keep you craving for long. This also helps in reducing the number of calories on a daily basis. When almonds have the tendency to curb your appetite, this means that you can control what you intake and this helps in regulating your weight.

7. Almonds are Rich in Nutrients:

The edible seeds drawn out of almond trees are almonds and the United States is the largest producer of almonds in the world. Almonds are rich in nutrients wherein just 28 grams of almonds contain:

  • 6 grams of protein
  • 3.5 grams of fiber
  • 14 grams of fat
  • 37% of vitamin E
  • 32% of manganese
  • 20% of magnesium

Note: Almonds also contain a good source of copper, vitamin B12 and phosphorus that provides 161 calories and 2.5 grams of digestive carbohydrates.

8. Almonds are Good for Your Eyes:

While carrots are said to be very good for your eyes, almonds have a high source of vitamin E that protect your eyes and prevents abnormal changes to your lens. Thus, consuming almonds will protects your eyes, but do not consume this in excess as this can lead to weight gain. Make it a point to consume almonds in moderation.

9. Almonds have a Rich Source of Antioxidants:

Almonds have a rich source of antioxidants that can protect you against stress. Stress leads to molecule damage that thereby results in inflammation, cancer and ageing. The antioxidants prevalent in almonds benefit your skin. However, consuming 84 grams of almonds per day can increase the levels of antioxidants in your body that will protect you from ageing and various other diseases.

10. Almond Nourishes Skin:

You may have read about almonds being a major part of the ingredients in most skin products and this is because of the fact that this nut has loads of benefits for your skin. Almonds contain a flavonoid that is similarly found in green tea and broccoli. This component nourishes your skin and is an anti-ageing property for your skin.

11. Almonds Prevent Cancer:

Almonds have certain amounts of fiber present in them that helps in detoxifying the body. Consuming almonds help food to move through the digestive system more easily. Almonds have high fiber in them and this reduces your risk of developing colon cancer. It also has loads of vitamin E and flavonoids that regulate breast cancer.

12. Almonds Improve Your Brain Power:

Almonds contain L-carnitine and riboflavin that helps in the growth of brain cells. One major chemical that helps the brain in cognitive function is phenylalanine and almonds do have this chemical in them. Consuming just five pieces of almonds every morning can help you boost your brainpower.

13. Almonds are Best for Treating Anaemia:

Anaemia is usually caused when red blood cells carry very less oxygen to the brain. Thus, almonds contain copper, iron and vitamins that help in producing more haemoglobin and as a result, almonds can be used to prevent anaemia.

14. Almonds are Good for Your Nerves:

Almonds have some amount of magnesium in them that benefits the nervous system. This also helps in developing a healthy metabolic rate. Magnesium also helps in better bone tissue. This has so much benefit that even peanut butter cannot offer you.

15. Almonds Treat Acne and Blackheads:

Almonds are considered to be the best remedy that can prevent and fight acne, blackheads and whiteheads through the fatty acids found in them. These fatty acids control the oil that gets clogged in these skin pores and thus when the almond oil is applied to your skin it also helps in reducing skin rashes.

16. Almonds Treat Stretch Marks:

Almond oil makes it effective for treating stretch marks by nourishing the skin and preventing skin tear. All you need to do is to heat the almond oil and apply it to the stretch marks and leave for an hour. Make sure you apply this twice a day and you will see the difference.

17. Almonds Prevent Grey Hair:

Almond oil is very essential in treating any kind of hair problems from hair fall to preventing hair from turning grey, you name it and almond oil comes in handy. Almond oil also helps in curing dandruff and other types of hair problems. The best part about using almond oil for your hair is that it gives a silky and shiny texture.

18. Almonds Help in Hair Growth:

Lack of magnesium in your body leads to loss of hair and thus the high amounts of magnesium found in almonds help your hair grow fast and develop strong strands. Thus, almonds help in hair growth.

19. Almonds are Natural Anesthetics:

When it comes to any stitching of your skin, plucking of the tooth or so forth, almond oil can play an important role such that it can heal as an anaesthetic. Almond oil has a toxic compound called glycoside amygdalin that makes your nerves insensitive and so you may feel numb once this is applied. Also, keep in mind that you can use bitter almond oil only as an anaesthetic and not for any other purposes.

20. Almonds Increase Mental Alertness:

When almonds are mixed with milk they become rich in potassium. This is one of the main minerals that boost the number of electrolytes in your body, thus providing the body with more energy. When there is a boost in electrolytes, your memory flow also increases and this can happen by consuming almond milk. In simple terms, almond milk makes your memory sharper.

Risks of Consuming Almonds:

If almonds are good for your health, it also has its own drawbacks if it is excessively consumed. Some people may develop allergies due to the over-consumption of almonds. Here are some of the risks that are associated with the consumption of almonds.

  • Nausea
  • Vomiting
  • Difficulty in swallowing
  • Diarrhoea
  • Shortness in breath
  • Severe itching

Note: If you are allergic to consuming almonds, then you need to avoid this nut as this can cause further complications.

Managing Almond Allergies:

If you are allergic to almonds or even other nuts, it is essential to have some basic information regarding these allergies and how to manage them. Here are a few basic things you should keep in mind:

Types of almond allergy:

  • Almond allergies can be of two types. The common type of allergy is the primary allergy, where the body reacts adversely to the food directly. This type of allergy is usually more severe, potentially causing reactions that can lead to anaphylactic shock which can even be fatal.
  • The second less common type of allergy, called secondary allergy, is caused by cross-reactivity. In this case, the consumer is allergic to other substances such as birch pollen, a common allergen for hay fever. The allergic reaction to almonds is caused by a cross-reaction with certain chemicals present in the nut. Secondary allergy is usually less severe, with symptoms limited to itching, swelling of the mouth, and hive outbreaks.
  • Allergic reactions can occur even if you don’t consume almonds directly. A number of recipes, confectioneries, and pastries use almond oil as an ingredient. Almond oil is also present in various toiletries such as soaps, shampoos, conditioners, etc. Check the ingredient list when using products that may contain almond extracts, essences, or flavourings. You can also have an allergic reaction to these products if you are allergic to almonds.

It is important to remember the almond allergy symptoms and reach out to a medical professional as early as possible when faced with an allergic reaction.

FAQs:

Now that you have understood the benefits of almonds, here are some frequently asked questions that will shed some more light on some of its other facets. Almonds can do good to your health, but it can also be very dangerous if it is excessively consumed. This means that you need to moderately consume almonds.

1. What happens if you eat too many almonds?

Any that is consumed in excess has its own de-merits and in the case of consuming almonds in excess, you need to consume it in moderation as this nut can cause various other health problems if eaten in excess. Here is what may happen if you consume a lot of almonds.
> Weight Gain
> Digestive problems
> May lead to kidney stones
> May develop nut allergies
> Will lead to toxication

2. How many almonds can I eat a day?

Though almonds are considered healthy for you, there is a certain amount of them that you can consume. The number of almond intake depends on whether you are looking for weight gain or weight loss. So, if you want to put on more weight, then you can have 40 almonds a day beginning from breakfast. Well if you looking for weight loss, you need to consume only 5 almonds with a glass of milk for breakfast.

3. Why should you consume soaked almonds?

The skin of the almond has tannin, which inhibits the absorption of nutrients. This makes eating almonds less useful. It is easy to peel the almonds when they have been soaked for a while in lukewarm water. You may also use soaked and peeled almonds to make almond milk.

4. Are almonds poisonous?

There are two different types of almonds namely sweet and bitter almonds. Bitter almond has healing properties such that it is used in bitter almond oil that acts as a natural anaesthetic while surgery. But bitter almonds are very dangerous because it contains glycoside amygdalin which is poisonous content if consumed. When bitter almonds are heated, they generated hydrogen cyanide which is an instant killer.

Almonds serve many beneficial purposes to all of us and as a result, they must be consumed within the limit. Excessive consumption can be fatal. If you’re looking for a healthy lifestyle, don’t forget to add it to your regular diet. So, live healthily and stay fit.

Disclaimer: The information provided here is for educational/awareness purposes only and is not intended to be a substitute for medical treatment by a healthcare professional and should not be relied upon to diagnose or treat any medical condition. The reader should consult a registered medical practitioner to determine the appropriateness of the information and before consuming any medication. Blinzo.com does not provide any guarantee or warranty (express or implied) regarding the accuracy, adequacy, completeness, legality, reliability or usefulness of the information; and disclaims any liability arising thereof.

KC Reddy To Siddaramaiah: Complete list of Chief Ministers of Karnataka till date

Complete list of Chief Ministers of Karnataka: Siddaramaiah has been appointed as the new Chief Minister of Karnataka. This is his second term, having previously served as Chief Minister from 2013 to 2018. Siddaramaiah has been appointed as the 33rd CM of Karnataka on the basis of taking oath. Including Siddaramaiah, Karnataka has seen 23 Chief Ministers till now and Kannadigas have witnessed President’s rule 6 times. Siddaramaiah is becoming the CM for the second time.

So here is the complete list of who was the Chief Minister of Karnataka till date. Full List Of Chief Ministers Of Karnataka:
  1. KC Reddy  25 Oct 1947 – 30 Mar 1952  Congress
  2. Kengal Hanumanthaiah 30 Mar 1952 – 19 Aug 1956 Congress
  3. Kadidal Manjappa 19 Aug 1956 – 31 Oct 1956 Congress
  4. S Nijalingappa 01 Nov 1956 – 16 May 1958 Congress
  5. spare 16 May 1958 – 09 Mar 1962 Congress
  6. SR Kanthi 14 Mar 1962 – 20 Jun 1962 Congress
  7. S Nijalingappa 21 Jun 1962 – 28 May 1968 Congress
  8. Virendra Patil 29 May 1968 – 18 Mar 1971 Congress
  9. President’s rule 19 Mar 1971 – 20 Mar 1972
  10. D Devaraj Aras 28 Feb 1978 – 07 Jan 1980 Congress
  11. President’s rule 31 Dec 1977 – 28 Feb 1978
  12. D Devaraj Aras 28 Feb 1978 – 07 Jan 1980 Congress
  13. R Gundurao 12 Jan 1980 – 06 Jan 1983 Congress
  14. Ramakrishna Hegade 10 Jan 1983 – 29 Dec 1984 Janata Party
  15. Ramakrishna Hegade 08 Mar 1985 – 13 Feb 1986 Janata Party
  16. Ramakrishna Hegade 16 Feb 1986 – 10 Aug 1988 Janata Party
  17. SR Bommai 13 Aug 1988 – 21 Apr 1989 Janata Party
  18. President’s rule 21 Apr 1989 – 30 Nov 1989
  19. Virendra Patil 30 Nov 1989 – 10 Oct 1990 Congress
  20. President’s rule 10 Oct 1990 -17 Oct 1990
  21. S Bangarappa 17 Oct 1990 – 19 Nov 1992 Congress
  22. M Veerappa Moily 19 Nov 1992 – 11 Dec 1994 Congress
  23. HD Deve Gowda 11 Dec 1994 – 31 May 1996 Janata Dal
  24. JH Patel 31 May 1996 – 07 Oct 1999 Janata Dal
  25. SM Krishna 11 Oct 1999 – 28 May 2004 Congress
  26. Dharam Singh 28 May 2004 -28 Jan 2006 Congress
  27. HD Kumaraswamy 03 Feb 2006 – 08 Oct 2007 JD (S)
  28. President’s rule 20 Nov 2007 – 27 May 2008
  29. BS Yediyurappa 12 Nov 2007 – 19 Nov 2007 BJP
  30. President’s rule 20 Nov 2007 – 27 May 2008
  31. BS Yediyurappa 30 May 2008 -31 Jul 2011 BJP
  32. DV Sadananda Gowda 04 Aug 2011 -12 Jul 2012 BJP
  33. Jagdish Shettar 12 Jul 2012 – 12 May 2013  BJP
  34. Siddaramaiah 13 May 2013 -15 May 2018 Congress
  35. BS Yediyurappa 17 May 2018 – 23 May 2018 BJP
  36. HD Kumaraswamy 23 May 2018 – 23 Jul 2019 JD (S)
  37. BS Yediyurappa 26 Jul 2019 – 28 Jul 2021 BJP
  38. Basavaraja Bommai 28 Jul 2021 – 13 May 2023 BJP
  39. Siddaramaiah 20 May 2023 –  Congress

The 10 Latest Telegram App Scams To Watch Out For

Telegram App Scams: With over 700 million monthly active users, Telegram is one of the most popular messaging apps in the world. But Telegram’s popularity — and its supposed high levels of security — have also made it a favorite among hackers and scammers.

Telegram scams are similar to fake text messages, scam emails, and robocalls you receive every day.

Scammers use social engineering tactics to trick you into giving up personally identifiable information (PII), such as your credit card number, Social Security number (SSN), or two-factor authentication (2FA) codes for crypto and social media accounts.

So, what are the most common Telegram app scams to watch out for? And how can you tell a Telegram imposter from a legitimate friend or contact?

What are Telegram Scams? How Do They Work?

Telegram scams are fraudulent schemes that either take place on the Telegram app or draw users off the app and onto a dangerous third-party site.

Scammers flock to Telegram due to its widespread popularity and ease of use. All you need is a phone number to create an account. The scams range from traditional phishing schemes to sophisticated bot attacks masquerading as legitimate customer support agents.

  • Phishing attacks. A Telegram user poses as someone you’d otherwise trust (such as a friend, colleague, or a customer support agent) to trick you into giving up your personal information.
  • Off-platform scams. Someone sends you a link or convinces you to go off the Telegram platform and onto a less-secure site. This site could be used to steal your personal information or even infect your device with malware.
  • Telegram bot attacks. The Telegram platform allows users to create bot accounts, which scammers use to rapidly target vulnerable legitimate accounts. A bot known as X-Files can steal passwords, session cookies, login credentials, and credit card details according to Intel 471 research released in July 2022 [*].
  • Crypto scams. Telegram has become the go-to platform for people interested in cryptocurrencies and blockchain. Many cybercriminals target Telegram users to get access to their crypto wallets, and transfer out their bitcoin (BTC), Ethereum, and other coins.

These are only a few high-level examples of the types of scams you’ll find on Telegram. Even worse, scammers are always finding new ways to commit fraud and steal personal information from unsuspecting Telegram users.

11 Telegram Scams To Watch Out For

  1. “Copycat” or fake Telegram channels
  2. “Crypto expert” scams
  3. Phishing with Telegram bots
  4. Tech support scams
  5. Bitcoin and other cryptocurrency giveaways
  6. Lookalike Telegram admin accounts
  7. “Classiscam” schemes
  8. “Pump and dump” crypto channels
  9. Fake job listings
  10. “Friend in need” scams
  11. Telegram romance scams

Here are the latest Telegram scams you need to be aware of (and how to avoid them):

1. “Copycat” or fake Telegram channels and groups

Telegram channels and groups are places where multiple users can come together and talk about topics that they care about. However, scammers will often create “copycat” versions of popular channels to lure in victims with a false sense of security.

These channels will look the same as familiar ones. They might have similar names and profile pictures, include the same pinned messages, and have admins with usernames nearly identical to legitimate ones.

You’ll also see lots of activity from “users” — actively chatting about whatever promotions, get-rich-quick-schemes, or supposed free prizes the channel is promoting. (Many of these channels target cryptocurrency investors with flash sales of pre-launch tokens.)

Soon, however, other users or admins will start contacting you to try and get you to click on a link or give up personal information that they can use for identity theft or to hack into your accounts.

How to spot the scam:

If you’re added to (or join) a new Telegram channel, check to see whether you can enter a message or if the channel is “broadcast only.” This means that only admins can post messages. To check, look for a loudspeaker icon next to the channel name.

In one example, a scammer created a Telegram group titled “Coinbase” and added thousands of users. Then, the scammer posed as a Coinbase representative and advertised daily giveaways — all while trying to gain access to peoples’ accounts [*].

What to do:

  • Report any imposters or dangerous Telegram channels. Click on the three dots in the corner and open “Report.” Then, select your reason.
  • Change your settings to only allow your account to be added to new groups and channels from your contacts. To do this, go to “Settings” and then “Privacy and Security” and then “Groups & Channels.” Change who can add you to groups from “Everyone” to “My Contacts.”

2. “Crypto Expert” scams

Telegram has become one of the most popular messaging platforms for people interested in cryptocurrencies and blockchain. But scammers have taken advantage of this fact and pose as crypto experts on Telegram to scam victims out of coins, money, or account logins.

Most of these scams involve the promise of a “guaranteed” return on your crypto investment. Scammers will post replies to Twitter comments, or reach out to you directly on Telegram claiming to be able to provide a 50% return on your investment.

If you engage, scammers will ask you to open an account on their “special” crypto exchange. At that point, they’ll show you charts and graphs demonstrating that your investment is increasing; but when you try to take out your “earnings”, the scammer will disappear — along with your account.

In one example, a man sent $50 in Bitcoin to an exchange and soon received $30 in profits. He told his friends, and they all invested their life savings in this scam. But once all the money was received, the faux broker disappeared with everyone’s money [*].

How to spot the scam:

The FBI estimates that close to 25,000 people fell victim to crypto scams last year and lost nearly $1 billion [*].

Be cautious of anyone who brags about “guaranteed” returns or claims to have access to a “special” crypto exchange. These are all telltale signs of a Telegram crypto investment scam.

What to do:

  • Ignore anyone who claims to be able to offer a “guaranteed” return on any investment — especially crypto.
  • Don’t invest in “special” cryptocurrency exchanges, as these are often faked.
  • Never send money, crypto, or account information to someone you’ve only interacted with on Telegram or on other messaging platforms like WhatsApp.

3. Phishing with Telegram bots

One of the things that makes Telegram unique is its ability to build and use bots on the platform. Telegram bots use natural language processing and artificial intelligence (AI) to engage in realistic conversations, which makes it hard to tell if you’re being scammed.

In one recent version of this scam, hackers used a bot known as SMSRanger to pose as representatives from banks and companies like PayPalApple Pay, Google Pay, and commonly used mobile carriers.

Once hackers enter a Telegram user’s phone number, the bot calls and convinces the user to give up personal information, bank account logins, passwords, and even two-factor authentication (2FA) codes.

Scammers on forums claim that these bots are effective 80% of the time if a user answers the call. Even worse, anyone can get access to these bots and run scams for as little as $300 a month.

How to spot the scam:

Telegram bot scams exhibit the typical warning signs of a phishing scam, including:

  • A false sense of urgency. Scammers claim your account has been compromised, or some error is putting you at risk.
  • Spoofed or strange phone numbers. Look for phone numbers that don’t seem right or don’t match the company’s official number.
  • Grammatical and spelling errors. Scammers and bots won’t communicate the same way that a customer support representative will.
  • Requests for sensitive information. They’ll ask you to provide account details, 2FA codes, or passwords to “verify” your identity.

What to do:

If you get an unsolicited phone call from someone claiming to be from your bank (or other organization), hang up and call back using their official number. Don’t trust your caller ID, either, as scammers can spoof or disguise their number to look like it’s coming from someone else.

Remember: a company will never reach out to you over Telegram or any other third-party messaging platform.

4. Tech support scams

Another common Telegram bot scam involves fraudsters creating accounts that mimic legitimate tech support agents. These bots will scan channels and groups for key words and phrases, and then reach out claiming to be from a company. But along the way, they’ll start asking for your sensitive information or request that you pay for “premium” support [*].

Sometimes, these accounts will use display names that look legitimate (i.e., “Coinbase Support Chat”). They might even ask to take remote control of your laptop or device to “fix” the issue.

How to spot the scam:

Be cautious of any account that reaches out to you and offers support. If you’re dealing with issues with a company or account, always contact them directly through official channels.

Also, beware of anyone charging for “premium” support or pushing you to pay for an account “upgrade.” These are telltale signs of a scam.

What to do:

  • Take a look at the account’s actual username to see if it matches its screen name.
  • Block and report any suspicious accounts to both Telegram and the company that’s being impersonated.

5. Bitcoin and other cryptocurrency giveaways

Free prizes, sweepstakes, and giveaways are some of the oldest frauds around. Not surprisingly, these scams have made their way onto Telegram.

In these scams, a bot or Telegram account will reach out and pretend to offer giveaways from well-known companies (such as Apple, Amazon, or Venmo) or crypto exchanges. But in order to get the prize, you need to provide your banking information, personal data, and/or pay a “fee.”

Once you give the scammers what they want, they disappear and your prize never materializes.

How to spot the scam:

While some companies run sweepstakes and giveaways, almost all of them require some initial action on your part. If you didn’t enter a drawing, the giveaway is most likely a scam. You can always reach out to the company directly to see if the prize is legitimate or not.

What to do:

  • Ignore and block any accounts that contact you claiming to offer a prize.
  • Never pay a “fee” to get a prize — especially if you are asked to pay in cryptocurrency or via payment apps like Venmo, Zelle, or Cash App.

6. Lookalike Telegram admin accounts

Telegram usernames are unique, so a scammer can’t exactly copy an existing one. However, to pull off many of these scams, scammers create account names that mimic legitimate ones.

Lookalike accounts will often reach out to “help” you after you ask a public question. But in reality, they’re just trying to access your account or lure you off-platform where they can scam you with a phishing site.

How to spot the scam:

Search the account name, and look for misspellings and letter swaps in an admin’s name — especially if the username and screen name don’t match. (An example of this could be “TichSupport” instead of “TechSupport”).

You should also be cautious of admins or users who send you direct messages rather than posting publicly in the group. Direct messages are a favorite tool of Telegram scammers, as these messages make it harder to verify with whom you’re actually communicating.

What to do:

  • Search the group to find posts from the user who has contacted you. If nothing comes up, you’re dealing with a scammer.
  • Never give out personal information or passwords in a direct message.
  • Report scam accounts to both Telegram and the company being impersonated.

7. “Classiscam” schemes (fake classified ad scams)

The “Classiscam,” scheme is a version of the Telegram bot scam that has swindled victims out of $6.5 million in recent years [*].

In this scam, criminals create fake listings on classified sites for products like cameras, laptops, and iOS devices. The ad will ask you to reach out over Telegram to discuss the deal. But when you message them, you’ll be put in touch with a bot designed to steal your personal information.

In another variation, scammers will reach out directly on Telegram and then send you a link to their listing. When you click on it, you’ll be taken to a page that looks almost identical to a page on CraigslistFacebook Marketplace, or others.

But in order to complete the sale, you’ll be asked for personal information including your home address and credit card information.

This sort of scam is currently spreading through Europe and has undoubtedly made its way to the United States [*].

How to spot the scam:

Look for the red flags of online sales scams —  including suspiciously low prices, sellers who refuse to meet in person, or sellers asking you to talk to them over Telegram.

If you’re taken to a site in order to complete a sale, look for signs of a phishing site — such as strange design details, spelling and grammar mistakes, or a “non-secure” URL. (A secure URL  uses “HTTPS” instead of “HTTP” and will include a padlock symbol in the URL field.)

What to do:

  • Always try to view items in person, or verify sellers before sending them any information or payments.
  • Only use payment platforms that protect your money, such as credit cards or PayPal. If you’re scammed, you’ll have a much higher chance of recovering lost money using these payment methods.

8. “Pump and dump” crypto channels

In a “pump and dump” scam, the owners of a Telegram channel try to coordinate price manipulation of a cryptocurrency with a large group of members. The admins may claim to have “special” or insider knowledge; but in reality, they’re trying to pump the value of an asset they own and then sell it off before it crashes.

In many of these scams, admins will also charge a fee for VIP membership, hitting their victims doubly hard.

How to spot the scam:

Many of these scam Telegram channels call themselves “signal groups” and mask their true intentions behind market insights and insider information. This can make them hard to identify.

However, one common sign of a scam is a sense of urgency. These groups will often try to get you to act quickly without thinking, and elicit fear that you could miss out on a great opportunity.

Remember the golden rule of fraud prevention: If it seems too good to be true, it probably is.

What to do:

  • Don’t fall victim to a false sense of urgency. Always do your due diligence before investing.
  • Look for the historical performance of the group. Have they successfully predicted price increases in the past?

9. Fake job listings and offers that ask for interviews over Telegram

Employment scams are rife on professional platforms such as Indeed and LinkedIn — and many of them use Telegram as one of their elements.

In this scam, fake employers post listings for enticing job opportunities. They’ll offer a high wage and flexible working hours. Their only requirements are that you find and add a “Hiring Manager” on Telegram (because these can’t be tracked on the app).

Once you get in touch, they’ll try to take advantage of you by either getting you to give up sensitive information or by asking you to pay for training materials.

How to spot the scam:

Almost all fake job scams follow the same formula. The “employer” will offer a higher-than-average wage, flexible working hours, and require that you contact them over Telegram (or another encrypted messaging platform) for an interview.

These fake job scammers will ask for more information (such as your SSN) than is required for a legitimate job application [*]. They’ll often ask you to pay for training materials either using your own money or with a check that they will send you.

But either way, you’ll get stuck with the bill, never be reimbursed, or the check will end up being fraudulent.

What to do:

  • Don’t give out personal or sensitive information to recruiters until you’ve seen an official contract and met them in person.
  • Look for signs that the job is a scam. This might include a short interview process or no paperwork in place when the recruiter says you’re “hired.”

10. “Friend in need” scams

In this scam, fraudsters collect enough information about your friends or family members to impersonate them on Telegram. The scammers will reach out to you and ask for help with an urgent matter. For example, they may tell you they need money for rent or have been in a car accident and need you to help pay their medical bills.

How to spot the scam:

Scammers can find enough information in online footprints and social media profiles to plausibly impersonate your friends. But they’ll often make mistakes that should trigger your warning instincts.

Listen to the language they use. Does it sound like your friend? Are they using words incorrectly or formatting sentences in an awkward way? Also, look for a sense of urgency. Would your friend or relative ask you for this favor without context or explanation?

What to do:

  • If you’re at all suspicious, ask them questions that only the real person would know how to answer — such as details about recent activities you did together (and didn’t post about online).
  • If you confirm that it’s a scammer, block and report the account right away.
  • Tell your friends and family about the scam so they won’t be targeted next.

11. Telegram romance scams

Romance scams occur when scammers start a fraudulent relationship with you online in order to gain your trust. Many romance scams originate on apps like Bumble, Tinder, or Hinge and are long cons. On Telegram, however, romance scams are often focused on short-lived dalliances or mature content.

Many of these scammers will ask for gifts or cash to help them cover expenses to come see you. For example, one Reddit user described chatting with a woman on Telegram who claimed she couldn’t meet up because she had to watch her kids. She asked the user to send a Steam gift card so that her kids could be distracted (gift cards are often solicited during scams because they are another untraceable form of currency) [*].

In other cases, scammers will ask you to send them sensitive photos or videos, which they then use for blackmail (i.e., sextortion).

How to spot the scam:

Romance scammers will never be able to meet up in person, and will always have excuses that prevent them from meeting over video. They’ll also try to quickly make relationships more intimate by saying they love you or sending sensitive photos (which are often stolen from other accounts).

But by far, the easiest way to spot a romance scammer is if they ask you for money. 13% of Americans who experienced fraud on dating apps lost over $2,000 on average according to January 2023 data from Aura [*].

What to do:

  • Never send money to people you’ve only met on Telegram — no matter what they tell you it’s for.
  • Don’t share too much personal information right away. Even basic questions about your family or work could be used to hack your accounts or brute force your passwords.

How Do You Know If Someone Is Real on Telegram?

Telegram scammers are getting more creative, which means you may be targeted in a scam that’s similar but not identical to the ones described above. In those cases, you’ll have to use your best judgment when chatting with other Telegram users.

If you’re suspicious of an account, here are some ways to tell if you’re dealing with a scammer or Telegram bot:

  1. If someone sends you a direct message, ask them to respond in the main group. Scammers will always try to keep their conversations private to avoid detection.
  2. If an “admin” asks you for personal information, take a screenshot of their profile and send it to another channel admin. A real user will be able to tell you if you are interacting with a legitimate account or not.
  3. Question why they would need your personal information. If someone is asking for your login information, location, photos, and videos of you — or for you to send them money — it is likely a scam account.

Were You the Victim of a Telegram Scam? Here’s What To Do

If you’ve merely sent messages to a scammer or bot, you should be fine. Break off contact with them, and then block and report the scam account.

  • How to block a Telegram scammer’s account: Go to the user’s profile, click on the three dots in the corner of your screen, and select “Block user.”
  • How to report a Telegram scam account or channel: Send a screenshot of the scam account and any other information to @notoscam on Telegram (or via their website). You can also send an email to: abuse@telegram.org.

If you’ve given the scammer personal information, clicked on a link, or sent them money, you’ll need to take extra precautions.

First, look for the warning signs of identity theft and follow the steps on how to recover after your identity is stolen.

Then, contact your bank to alert them of potential fraud. Next, sign up for credit monitoring and request a credit freeze from the three credit bureaus — Experian, Equifax, and TransUnion.

Finally, get in touch with the payment processor you used and see if your payment can be refunded.

How To Prevent Telegram Scams

  • Be suspicious of all links, even if they come from your friends (whose accounts may be hacked) or lookalike accounts.
  • Be suspicious of all strangers and offers. When using such a popular and accessible platform, it’s important to understand the responsibility you have to protect yourself.
  • Never share your login credentials. And don’t trust threatening messages claiming to come from Telegram, crypto-wallets, banks, or any other websites that hold your personal information.
  • Always create a strong password to prevent scammers from hacking into your account. Use a unique, hard-to-guess combination of at least 10 upper and lowercase letters, numbers, and symbols. Don’t reuse this password for anything else. To help you keep track of all your passwords, consider using a password manager.
  • Adjust your privacy settings. As soon as you create your Telegram account, turn on end-to-end encryption. For added security, turn on passcode or fingerprint ID, and add two-step verification (2FA).
  • Keep the email and phone number associated with your account updated. This will help verify that your account belongs to you if you ever lose access to it.

Stay Safe From Telegram Scammers

Telegram is a great tool for keeping in touch with friends and connecting with people online. And with heightened diligence and awareness, you can use Telegram without the fear of getting scammed.

For extra protection, consider signing up for Aura’s all-in-one digital security solution. Aura protects your devices and networks from hackers, can warn you of phishing sites and malware, and monitors your accounts for signs of fraud.

And if the worst should happen, you’re covered by a $1,000,000 insurance policy for eligible losses due to identity theft.

Fake Loan Apps; 12 Signs to Identify Fake Lending App

The crackdown on fake loan apps came heavy as the government of India had 27 online loan apps banned in India, early on this year. This decision was carried out by the Ministry of Electronics and Information Technology (MeitY) after reciveing a request from Ministry of Home Affairs. Too many fake lending apps had been lurking on Playstore and Appstore cheating users off their money. Unfortunately, this was in a climate when people were in need of funds, usually after being turned away by traditional lenders.

These incidents shook the trust people had in these lending apps quite a bit. But it was not all gloom and doom as there were trusted apps that also helped several people secure funds instantly. This proves one thing – the market for Fintech companies is here to help and it is growing.

Even if you have a below-average credit score, there are plenty of companies that offer legitimate loans. When searching for a good lender, start with these steps:

  • Check for contact information. A lender’s phone number, email address and physical address should be readily available on the website, even if it’s an online-only lender.
  • Investigate online reviews. Customers posting online will have the best insight into the experience of working with a lender.
  • Look at the various professional websites that review various loan apps time to time, it is a good way to find out if a lender is trustworthy.
  • Make sure it has a Reserve Bank of India’s (RBI’s) mobile-only Non-Banking Financial Company (NBFC) license which allows them to give you that loan.

12 Pointers that will help you determine the Legitimacy of the Loan Apps

1. Check the Credentials

A borrower should check the lender’s credentials and only work with an RBI-registered lender, whether it’s a bank or an NBFC. Ratings and reviews are important; when choosing a lender, it’s a good idea to look at the ratings and reviews. This will provide the borrower with a good sense of how the lender operates, and any unethical behaviour by the lender will be reported by previous borrowers.

2. Read the Reviews

A lot of times, you can get a hint about the app’s authenticity from its user reviews. If the app has managed to frustrate a few borrowers enough, there will be a review or two about it. So, read the reviews before you download the app.

3. RBI Approved

It is mandatory for every lender to be registered with the central banking authority, the Reserve Bank of India. If an app is stating so on their website but is unable to display their company identification number (CIN) and details of the certificate of registration (CoR) with the RBI, avoid them.

4. Personal Data Access 

Some lending apps require gallery and contact access to conduct underwriting and authenticity checks. Responsible lenders keep this information confidential and avoid disclosing it to third parties at all costs. In today’s environment, lenders have become highly capable in terms of underwriting systems and adhering to vetted collection processes. This eliminates their reliance on contact lists or gallery access, effectively putting an end to any fraudulent activity. Furthermore, responsible digital lenders keep their data secure by performing Information Security Audits and regularly monitoring AI functionality. Awareness is your best defence. Do your due diligence.

5. Lender’s Website is not secured

 When visiting a lender’s website, look for a padlock icon on any pages where you are asked to provide personal information. HTTP:// websites are secure because they are guarded against identity thieves who steal personal information and sell it to others. A reputable lender will protect you from loan scams by ensuring that your data is secure and will not leave your information accessible to others.

Physical address: The app/fintech from where you plan to borrow a loan should have a physical address. If you cannot find any legitimate physical address, you should avoid the loan. Many loan scammers prefer to remain anonymous in order to avoid legal repercussions.

6. No Sanction Letter

According to an RBI mandate, before issuing a loan, every lender must share a sanction letter along with important details of the loan. Unauthorised apps will not be able to share such a letter and you should never go ahead with the process.

7. Ensure the lender cares for your Credit History

The first thing any legitimate lender wants is your payment history. It provides a base for your capability of paying back the loan. It is also a factor to determine your chances of loan approval and the rate of interest.

8. Upfront Fee

Many small lenders levy an upfront application fee or membership fee ranging from Rs. 100 to Rs. 400 on their apps. Once the borrower furnishes the fee they are redirected to other applications where they can apply. Because many of the smaller lending applications don’t have a website or aren’t even licensed, they work with other bigger lenders. Keep this in mind before zeroing in on the lender.

9. Avoid Deadline-Ridden Offers

Fake lending apps have just one goal take your money and disappear. So, they may shower you with what may seem like attractive deals and say that it is for a limited time. Legitimate lenders will not pose such deadlines and would have a list of protocols for initiating any kind of funds transfer. If you are being forced to act quickly then be assured that you are being scammed and the app is a fake.

10. Google Play Store Norms

Google Play Store doesn’t allow apps that offer loans with tenures below 60 days. Beware of small entities and protect yourself from fraudulent lending companies.

While lending apps can be a fantastic way to get a quick loan, protecting oneself from many fraudulent fintech loan apps is critical. It is also important in these times to be financially aware and digitally savvy in order to avoid illegal lenders and only borrow from RBI-registered sources.

11. Inappropriately Disclosed Fee

If your lender isn’t revealing the comprehensive details of the application, appraisal or credit report fees, turn them down instantly.

12. The lender has no Physical Address

Make sure the lender you’re interested in has given a physical office location. If you don’t find any indicator of an authentic physical address, you should stay away from the lender. Many operators of loan scams would rather be invisible so they can avoid legal consequences.
These apps on the pretext of providing credit/loans charge an upfront application fee or membership fee ranging anywhere between Rs 100 and Rs 400. The user is then redirected to other apps to apply. Many of the smaller lending apps don’t even have a website and are not even licensed, therefore, their authentication is impossible.

What are the best short term courses that can be done after 12th? 2024

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Short Term Courses After 12th: Most students tend to believe that they don’t have many options to choose from after their 12th exams. Even if they do find diverse options, they feel confused about “Which one should I go for?” or “What career path is right for me?” In such a situation, there is a lot of confusion that tends to enter the minds of the students. While most students think that a full-time degree is the only way to ensure a good career, there are several short-term courses after the 12th that can give you the edge that you need. This blog brings you the top short-term courses after 12th spread across different streams of study as well as top universities you can choose from.

List of Short-term Courses After 12th

There are numerous diplomas, certificates and online short-term courses that you can explore. These courses mostly focus on job orientation and skill development. Below we have compiled the list of best short-term courses after the 12th that you must know about:

  • Diploma in Fashion Designing
  • Diploma in Interior Design
  • Diploma in Psychology
  • Diploma in Graphic design
  • Diploma in Hospitality Management
  • Diploma in Art and Design
  • Diploma in Computer Application
  • Diploma in Agriculture
  • Diploma in Taxation
  • Diploma in Yoga
  • Diploma in Elementary Education
  • Diploma in Architecture
  • Diploma in Digital Marketing
  • Diploma in Web Designing
  • Diploma in Advertising and Marketing Communications
  • Diploma in Business Management
  • Diploma in Banking and Finance
  • Diploma in Music
  • Diploma in Mechanical Engineering
  • Diploma in Nursing
  • Diploma in Journalism and Mass Communication
  • Diploma in Linguistics
  • Diploma in 3D Animation

Take a look at some of these short term courses after 12th elaborated in the following sections:

Short term courses after 12th Arts

  • Certificate in Fashion Design
  • Certificate in Lettering
  • Certificate course in Water Painting
  • Certificate in Interior Design
  • Certificate in Canvas Painting

Short Term Courses after 12th Commerce

  • Certificate in Tally
  • Certificate/Diploma in Banking
  • Certificate in Stock Market
  • Diploma in Budgeting
  • Diploma in Chart Visualisation
  • Certificate in People Management
  • Certificate course in Business Skills
  • Certificate in Mass Media / Journalism
  • Diploma in Banking & Finance
  • Diploma in Financial Management
  • Diploma in Business Administration

Short courses after 12th Science

  • Dental Assistant Certificate
  • Nursing Care Certificate
  • Certificate in Food and Nutrition
  • Certificate in COmmunity and Rural Healthcare
  • Certificate in App Development
  • Certificate in Animation and Graphic Design
  • Certificate in MS Office Proficency
  • Certificate in Web Designing
  • Certificate in Digital Marketing
  • Certificate in Information Technology
  • Certificate in VFX and Animation

Short term courses after 12th Humanities

  • Diploma in Interior Designing
  • Diploma in Advertising and Media
  • Diploma in Events Management
  • Diploma in Multemedia
  • Diploma in Photography
  • Diploma in Travel and Tourism
  • Diploma in Various Languages
  • Diploma in Digital Marketing
  • Diploma in Hotel Management

Diploma in Fashion Designing

Being one of the most sought-after jobs for young and creative minds, a fashion designer is the one who creates the dazzling garments that you see on ramps. If you have the creativity and passion for designing clothes then Fashion Designing can be an ideal choice for you. Although the job prospects in this industry is often stereotyped as being dominant by the female community, with recent advancements in gender norms, a high number of men are leading the fashion industry.

Diploma in Digital Marketing

Digital Marketing is becoming a core element of every business as it plays an essential role in establishing the brand’s strong online presence and a deeper relationship with the customers. As one of the popular short-term courses after 12th, a diploma in Digital Marketing will equip you with the required knowledge of marketing tools, market research, and market evaluation. The course will familiarize me with the key essentials of analyzing and understanding the market trends and executing brand management. Completing this diploma, you can opt for entry-level marketing positions in companies and progress towards building a promising career in Digital Marketing.

Diploma in Web Designing

Web designing and development is an important segment of the flourishing IT industry. Every company has an IT department that is always on the lookout for dexterous professionals who have the required knowledge in the field of web designing and development. It is amongst the popular short term courses after 12th and is commonly chosen by those interested in Computer programming. A diploma course in web designing will familiarize you with varied concepts like JAVA script, HTML, Adobe Premiere, Photoshop, Search Engine Optimization and web page designing.

Diploma in Hotel Management

The Hotel and Hospitality industry is growing rapidly with multidimensional opportunities to explore. With a booming demand for professionals for different profiles and job roles, there are plentiful short-term courses after 12th which are specially designed for those planning to build a thriving career in hotel management. A diploma in Hotel Management will prepare you for entry-level work opportunities in the hospitality industry. The course is focused on broad learning and understanding of operational aspects of the industry.

Diploma in Advertising and Marketing Communications

Another prominent mention in our list of short term courses after 12th is a diploma in Advertising and Marketing Communications which imparts students with the understanding of intricacies of media communications, its theories and models as well as how to craft striking advertising campaigns. The course focuses on understanding the link between the organizations and clients for better development and learning of communications. It is one of the best diploma programmes for those wanting to pursue a fulfilling career in corporate communication as it can help you explore varied job prospects in the media and advertising industry.

Diploma in 3D Animation

3D Animation and VFX are amongst the major advancements that the digital age brought us. The Animation Industry is emerging as one of the most prominent industries and there is a constant demand for special effects animations in television and films. A diploma in 3D animation will provide you with computer-based knowledge that will help you in enhancing your video editing skills as well as various methods and techniques to create animations and drawings. Students looking for short term courses after 12th must consider opting for a diploma in 3D animation for a bright career in the film and gaming industry.

Benefits of Pursuing Short Term Courses after 12th

Other than the fact that short term courses helps you find lucrative job offers in an overtly vocational market, here are a few benefits of pursuing short-term courses after 12th:

  • Learning the Brand Course – Short term courses assists in experiencing diverse multidisciplinary fields right after schooling ends which creates a practical base for the student.
  • Fabricating Future – These courses worls as extra bonuses that helps your profile to stand out in an overly competitive industry.
  • Monetize your Hobby – It says you are the happiest when your hobby becomes your profession. A short term diploma course may allow you to achive that exactly.
  • Networking – Undertaking a short term course to upskill your passion allows you to meet like-minded people from with the same interest.

Eligibility Requirements for Short Term Courses After 12th

Different courses have varied requirements according to the field they belong to. However, here is a list of the basic requirements of a short-term course after 12th:

  1. Completion of 12th grade board examinations.
  2. 50% marks in the said examinations.

Short Term Courses After 12th For Job

  • Diploma in Digital Marketing
  • Diploma in Multimedia, 3D Animation and Visual Effects
  • Diploma in Hotel Management
  • Diploma in Web Designing
  • Diploma in Advertising & Marketing
  • Diploma in Event Management
  • Diploma in Photography
  • Diploma in Tourism Management
  • Diploma in Interior Designing
  • Diploma in Foreign languages

Non-scholastic Job Oriented Courses After 12th

  • Certificate in Java Development
  • Certificate in Big Data and Hadoop
  • Certificate in Data Visualization
  • Certificate in Business Analytics
  • Certificate in Data Mining
  • Certificate in Machine Learning

Top Universities Offering Short-term Courses After 12th

The best part of opting for short term courses after the 12th is that you can explore various fields of interest and assess which one is suitable for you. Since these are mainly offered as specialised courses, pursuing short-term programmes abroad can help you avail of international exposure and get a global certification in a particular field. Another advantage is that if you take up a foundation course abroad, you can move towards pursuing a full-fledged bachelor’s degree in the same university after completing your short-term programme. Here is a list of top international universities and colleges you must explore for short term courses after the 12th:

  • University of the Arts London
  • University of Limerick
  • Centennial College
  • Charles Darwin University
  • Monash University
  • AUT University
  • North Island College
  • Swinburne University of Technology
  • University of Canterbury
  • The University of Adelaide
  • Kwantlen Polytechnic University
  • Ryerson University
  • Fanshawe College
  • The University of Western Australia
  • University of Alberta
  • Bond University
  • University of Saskatchewan
  • University of the Fraser Valley
  • University of California, Riverside

Eligibility Requirements for Short-Term Courses

In order to pursue short-term courses right after your 12th board, the candidate is required to have the following:

  • Completion of Higher Secondary Examinations i.e. 10+2 standard
  • For non-academic courses which fall into vocational categories, the candidates are required to appear for a introduction interview
  • For both online and offline courses, the candidates are required to pay a certain amount of admission fee at the beginning of the course
  • Housewives who want to revive their career can also apply for these courses

Short Term Courses With High Salary After 12th

You may be able to get that competitive advantage by taking short term courses. People can choose their study interests at will and arm themselves with the most modern skills. To enhance their abilities and obtain greater income, candidates can enrol in a variety of short-term courses.

  • Data Science
  • Diploma In Nautical Science
  • Business Analytics Certification Program
  • Diploma in Digital Marketing
  • Diploma in Web Designing
  • Certified Financial Planner(CFP) Certification Program
  • Certificate Course in Finance Accounting and Taxation

After 12th, choosing the area of study that would generate the most money with the least amount of time and effort is crucial among the many options available. We have created a list of highly-paying short-term courses in the arts, commerce, and science streams for people who have completed the 12th grade. Whatever branch you come from—science, commerce, or the humanities—we concentrate on setting a synchronised note. When one polishes oneself in this area after making it the main focus of these courses, one succeeds.

FAQs

What are the best short term courses after the 12th?

You can pursue a certificate or diploma course after completing class 12th. However, diploma courses are considered to be the best ones, here is a list of the most popular ones:

1. Diploma in Digital Marketing
2. Diploma in Multimedia, 3D Animation & Visual Effects
3. Diploma in Web Designing
4. Diploma in Hotel Management
5. Diploma in Advertising & Marketing
6. Diploma in Event Management
7. Diploma in Photography

Which short term course is best?

Here is a list of the best job oriented short term courses:

1. Product Management Certification Program
2. Business Analytics Certification Program
3. Full Stack Development (Placement Track)
4. Certified Financial Planner Certificate Course
5. Certificate Course in Finance Accounting and Taxation
6. PG Certification in Data Science

What career can I get in 1 year?

1 year is a very short duration to build a career. You can get a diploma or a certificate course in this duration. But as the time span is less, you might not able to gain expert-level knowledge.

How long do short courses take?

The duration of the course depends on its specialization and difficulty level. A digital marketing introductory certificate course can be 4 weeks long in duration, whereas, a diploma course can take up to 1-2 years.

We hope this article on Short term courses after the 12th helped solve your confusion. If you’re planning to pursue short term courses in different fields and are still confused, don’t worry! Reach out to our experts at Leverage Edu and we will help you choose a study abroad course that is best suited for your skillset. Also, refer to our school education page for more informative blogs like these.

What is Unlawful Activities (Prevention) Act?

For Prelims: Unlawful Activities Prevention Act (UAPA), National Crime Records Bureau’s ‘Crime in India’, FIR, National Investigation Agency (NIA), United Nations Convention for the Suppression of the Financing of Terrorism,

For Mains: Unlawful Activities Prevention Act (UAPA), Arguments in favor and Arguments against UAPA, Committees Recommendations on UAPA, Measures that can be taken to Reform the UAPA

The Unlawful Activities Prevention Act (UAPA) is India’s toughest terror law with some alleged draconian provisions. A lot of leeway is given to its form and operation because this country has been bruised by acts of terrorism multiple times. Yet, a comparison of the data from the National Crime Records Bureau’s ‘Crime in India’ (for 2022) on the time taken to file charge sheets under different laws makes for a disturbing reading. Charge sheets in close to 50% of UAPA cases have been filed at least a year after the FIR was registered — 15% of these charge sheets took more than two years.

What is Unlawful Activities Prevention Act (UAPA)?

  • It was first enacted in 1967 to deal with secessionist movements and anti-national activities.
  • It was amended several times, most recently in 2019, to include provisions related to terrorist financing, cyber-terrorism, individual designation, and seizure of property.
  • It empowers the National Investigation Agency (NIA) to investigate and prosecute cases under UAPA across the country.
  • It provides for the death penalty and life imprisonment as the highest punishments for terrorist acts.
  • It allows for the detention of suspects without charge or trial for up to 180 days, and for the denial of bail to the accused unless the court is satisfied that they are not guilty.
  • It defines unlawful activity as any action that supports or incites the cession or secession of any part of India, or that questions or disrespects its sovereignty and territorial integrity.
  • It defines terrorism as any act that causes or intends to cause death or injury to any person, or damage or destruction to any property, or that threatens the unity, security or economic stability of India or any other country.

What are the Arguments in favor and Arguments against UAPA?

Arguments in Favor:

  • National Security: Advocates argue that the UAPA is crucial for safeguarding national security. The law empowers the government to take preventive measures against individuals and organizations that are involved in or support terrorism and other activities that threaten the security of the nation.
    • For example, Stan Swamy, a Jesuit priest, and activist, who was booked under the UAPA for inciting violence during a Dalit meeting in January 2018. The government alleged that he was linked to a banned Maoist group and was part of a conspiracy to overthrow the state.
  • Counterterrorism Measures: UAPA is seen as a comprehensive legislation that provides law enforcement agencies with the necessary tools to combat terrorism effectively. It allows for the designation of individuals and organizations as terrorists, making it easier to investigate, prosecute, and prevent terror-related activities.
    • For example, the government designated several individuals and organizations as terrorists under the UAPA, such as Masood Azhar, Hafiz Saeed, Zaki-ur-Rehman Lakhvi, Dawood Ibrahim, Lashkar-e-Taiba, Jaish-e-Mohammad, and others. This enabled the government to freeze their assets, ban their travel, and impose sanctions on them.
  • Preventive Detention: The UAPA allows for preventive detention of individuals suspected of being involved in unlawful activities. Proponents argue that this provision is essential for preventing potential threats before they materialize, especially in cases where there may not be enough evidence for a formal trial.
    • For example, Safoora Zargar, a student activist who was arrested and detained under the UAPA for allegedly being part of a conspiracy to incite communal riots in Delhi in 2020. The government alleged that she was associated with a banned extremist group and was involved in organizing anti-CAA protests.
  • Global Commitments: Supporters contend that the UAPA is in line with India’s international commitments to combat terrorism. The legislation aligns with global efforts to address transnational terrorism and provides a legal framework for cooperation with other nations in the fight against terrorism.
    • For example, the government ratified the United Nations Convention for the Suppression of the Financing of Terrorism in 2019 and amended the UAPA to incorporate its provisions. The amendment enabled the government to criminalize the financing of terrorism and impose obligations on financial institutions to report suspicious transactions.
  • Effective Prosecution: UAPA is perceived as a robust legal tool that facilitates the prosecution of individuals involved in unlawful activities. The law allows for the use of intercepted communications, electronic evidence, and other modern investigative techniques, making it easier to build a case against those engaged in terrorist activities.
    • For example, the government used the UAPA to prosecute and convict Ajmal Kasab, the lone surviving terrorist of the 26/11 Mumbai terror attacks. The government relied on the CCTV footage, phone records, confessions, and forensic evidence to prove his involvement in the attacks. He was sentenced to death and executed in 2012.
  • Deterrence: The UAPA is seen as a deterrent against individuals and organizations that might be inclined to engage in activities detrimental to the security of the nation. The severe penalties and legal consequences prescribed by the law are intended to discourage individuals from participating in or supporting unlawful activities.
    • For example, in the case of the 2001 Parliament attack, which killed 14 people and injured 22. The government used the UAPA to impose severe penalties on those who were found guilty of conspiring and executing the attack. Among them, Afzal Guru was hanged in 2013.

Arguments Against:

  • Violative to Fundamental Rights: The law violates the fundamental rights of freedom of expression, assembly, and association guaranteed by the Constitution. It criminalizes dissent and protest, and can be used to target activists, journalists, students, and minorities who raise their voice against the government.
  • Lacks Safeguard Mechanism: The law lacks adequate safeguards and accountability mechanisms to prevent misuse and abuse of power by the authorities. It gives the central government the sole discretion to designate individuals as terrorists, without any judicial review or opportunity for appeal. It also shifts the burden of proof to the accused, making it difficult to obtain bail or fair trial.
    • Furthermore, the Supreme Court in NIA v. Zahoor Ahmad Shah Watali (2020) ruled that it is not permissible for courts to even engage in a detailed analysis of prosecution case while considering bail under UAPA and to weigh whether evidence adduced (cited as evidence) by prosecution is even sufficient or not.
      • Later in the case of Thwaha Fasal vs Union of India (2021) the court made it easier to get bail for accused charged under sections of UAPA.
  • Against the Federal Structure: The law is against the federal structure of the country, as it encroaches upon the powers of the state governments to maintain law and order and investigate crimes. It also undermines the autonomy and independence of the NIA, which is supposed to be a central agency for counter-terrorism.
  • Low Conviction Rate: The law has a low conviction rate, indicating that it is ineffective and arbitrary in achieving its objectives. According to the Union Home Ministry, only 2.2% of the cases registered under the UAPA between 2016 and 2019 ended in conviction by courts. This shows that the law is used to harass and intimidate innocent people, rather than to curb terrorism.

What is the Judiciary’s View?

  • In Arup Bhuyan vs State Of Assam (2011) the Supreme Court ruled that mere membership of a banned organisation will not incriminate a person. It can be done if a person resorts to violence or incites people to violence or does an act intended to create disorder.
  • In The People’s Union for Civil Liberties v. Union of India (2004), the Court had decreed that if human rights are violated in combating terrorism, it will be self-defeating.
  • In Union of India v. K A Najeeb (2021), the Supreme Court said that notwithstanding restrictions on bail under the UAPA, constitutional courts can still allow bail if they perceive that the accused’s fundamental rights have been violated.
  • In the Mazdoor Kisan Shakti Sangathan v. Union of India (2018), the Court said that uprisings against governmental and parliamentary actions are legitimate. Though such protests and assemblies are supposed to be peaceful and non-violent.

What Measures should be taken to Reform the UAPA?

  • Amend the Law: Narrow down the definition of “unlawful activity” and “terrorist act” to exclude constitutionally protected activities such as peaceful protests, dissenting opinions, and ideological expressions. The current definitions are vague, broad, and subjective, and can be used to criminalize any act that the government deems undesirable or threatening.
    • Dissent is an indispensable feature of the right to free speech under Article 19(1)(a) as rendered in Maqbool Fida Hussain v. Rajkumar Pandey (2008).
  • Shift the Burden of Proof: Ensure that the burden of proof lies on the prosecution and not on the accused. The UAPA law reverses the normal principle of criminal law by requiring the accused to prove their innocence rather than the prosecution to prove their guilt. This makes it extremely difficult for the accused to get bail or a fair trial.
  • Establish a Review Mechanism: Establish an independent and impartial review mechanism to monitor and challenge the government’s decisions to ban or designate certain associations or individuals as unlawful or terrorist. The current mechanism is inadequate and ineffective, as the government does not have to provide any reasons or evidence for its actions, and the review tribunal is often biased or influenced by the government.
  • Use the Law as the Last Resort: Ensure that the UAPA law is used only as a last resort and not as a first response to deal with security threats or social unrest.
    • The UAPA law should not be used to suppress legitimate dissent, criticism, or opposition, or to harass, intimidate, or silence civil society actors, journalists, academics, or human rights defenders.
    • The government should respect and protect the fundamental rights and freedoms of all citizens, and use dialogue, negotiation, and reconciliation as the preferred means to resolve conflicts and grievances.

Conclusion

The UAPA is a potent tool in India’s anti-terrorism efforts, but concerns persist about its impact on individual liberties. Supporters highlight national security and counterterrorism, while critics point to potential rights violations and a low conviction rate. Striking a balance between security and civil liberties requires thoughtful amendments, a commitment to due process, and judicious use of the UAPA for a more effective counterterrorism strategy in India.

UPSC Civil Services Examination, Previous Year Question (PYQ)

Mains

Q. Indian government has recently strengthed the anti-terrorism laws by amending the Unlawful Activities(Prevention) Act, (UAPA), 1967 and the NIA Act. Analyze the changes in the context of prevailing security environment while discussing scope and reasons for opposing the UAPA by human rights organizations. (2019)

This editorial is based on “The case of delayed bail and trial” which was published in The Hindustan times on 05/12/2023. The article talks about the Unlawful Activities Prevention Act (UAPA) and challenges associated with it.

How to Activate HDFC Credit Card Swipe/Online Transactions through WhatsApp?

Activating HDFC credit card swipe/online transactions through WhatsApp has made executing transactions even easier. WhatsApp Banking has enabled easy banking from anywhere, anytime. Let us take a look at how to  activate HDFC credit card WhatsApp banking.

How to enable HDFC Bank’s Credit Card WhatsApp Banking for Online transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to select the option corresponding to “Online Transactions”. Type numeric “2” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled online transactions for your credit card via WhatsApp Banking.

How to Enable HDFC Bank’s Credit Card WhatsApp Banking for Contactless Transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to choose the option corresponding to “Contactless Transactions”. Type numeric “4” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled contactless transactions for your credit card via WhatsApp Banking.

Register with HDFC Bank’s WhatsApp Banking

    Send the message “SUB” to HDFC Bank’s WhatsApp number – 70659 70659 In the WhatsApp chat, send the message “Hi”.  You can always opt-out of the service by sending the message “UNSUB”.

How to Enable HDFC Bank’s Credit Card WhatsApp Banking for International Transactions

On your registered mobile phone, add the number – 7065970659 to your contacts. This is HDFC Bank’s official WhatsApp number. Now, open your WhatsApp and send the message – “Manage my Credit Card” to the above-mentioned number. You should receive a reply from HDFC Bank’s official WhatsApp number asking you to choose from various options. You have to choose the option corresponding to “International Transactions”. Type numeric “4” and send. You will immediately receive an OTP on your registered mobile number. Input the same for verification. You will be asked to enter the last 4 digits of your credit card. Input those. Now, it will show the current status for online transactions as “Disabled”. You can “Enable” the same.

By following the above steps, you have enabled international transactions for your credit card via WhatsApp Banking.

Features of HDFC Bank’s WhatsApp Banking for Credit Cards

Know the outstanding amount – Using WhatsApp banking, you can ask for the outstanding amount on your credit card. This helps you to keep up-to-date with the usage of your credit card.

Know the accumulated reward points – Using WhatsApp banking, you can also ask how many accumulated reward points you have. This will help you to plan and redeem them as per your needs.

Know the available credit limit – Using WhatsApp banking, you can also know the available credit limit. This will help you to not overshoot your spending and stay within your financial plans.

Know the available offers – Do I have a pre-approved loan? Are there new benefits available on my credit card? Till when is my pre-approved loan valid? You can know about the available offers by using WhatsApp Banking.

Additional Security Features for HDFC Credit Cards Via WhatsApp Banking

HDFC Bank has introduced enhanced security features for your credit card via WhatsApp banking. The features allow you to switch on and off various transaction types on your HDFC credit card, across various channels like WhatsApp. This enables you to take quick action when you need to. Below are some of the added security features.

Additional Security Features for HDFC Bank’s Credit Card via WhatsApp Banking

Setting ATM withdrawal limit – You can set the cash withdrawal limit when using a credit card at an ATM.

Merchant outlet spend limit – Set your spending limit while using a credit card at physical stores.

Online transactions limit – Set your spending limit on websites and mobile applications.

Set limit for contactless transactions – Set the spending limit on Tap to Pay transactions.

FAQ of How to Activate HDFC Credit Card SwipeOnline Transactions through WhatsApp

1: How can I use WhatsApp Banking for my credit card?

You can use WhatsApp banking to know your credit card limit, reward points, outstanding amount, and available offers.

2: How do I activate my HDFC Credit card on WhatsApp?

Send a message on WhatsApp to 70659 70659.

3: Is HDFC credit card banking via WhatsApp safe?

Yes, it is end-to-end encrypted and completely safe to use.

4: Are there any charges for HDFC credit card WhatsApp banking?

No, there are no charges and it is completely free of cost.

5: Can I use HDFC bank credit card WhatsApp banking for international transactions too?

Yes, you can use HDFC bank’s credit card WhatsApp banking for international transactions too. You can set your cash withdrawal limit, online transactions limit, merchant outlet spend limit and contactless transaction limit.

How to Register, Login and Transfer Funds Using HDFC Mobile Banking App?

HDFC Mobile Banking App: Smartphones have changed the way we do things around here. We love to use our smartphones for everything. Order food, pay bills, send or receive money, check maps for directions; These are just a very few uses of smartphones in our daily lives. An important functionality of smartphones has been in the way we bank. It has changed the whole banking landscape for customers and bankers alike.

Mobile Banking has taken over Branch Banking or even Netbanking, for that matter. There are a few banks that are completely digital, without any branches. That is the effect technology has had on banking services.

HDFC Bank, India’s leading private sector bank has embraced technology for the benefit of its customers. They have a few Mobile Banking apps to make life easier for users.

  • HDFC Bank Mobile Banking App – The Retail Banking App
  • HDFC Bank PayZapp – Link your credit card and pay bills, recharge phones, send money in one click
Owned by Private
CEO Sashidhar Jagdishan
Headquarters Mumbai
Founded August 1994
Apps Available HDFC Bank MobileBanking, HDFC Bank Hindi, HDFC Bank Tablet, PAYZAPP, HDFC Bank Investor Relations, Loan Assist, HDFC Bank SmartHub, HDFC Bank IR, and more.

Features of the HDFC Bank MobileBanking App

  • Easy – Customers can access over 120+ banking transactions through the app.
  • Secure – High level security encryption to make sure that your data is safe
  • Convenient – Banking anywhere, anytime. You can access the app from your home, office, or on the go.

What are the advantages of the HDFC Bank MobileBanking App?

  • Quick and Secure Log-In: HDFC Bank Mobile Banking App comes with multi-level authentication for every transaction to make sure that your transactions are perfectly safe. The app also has fingerprint login, thus removing the need to remember password or PIN.
  • All-in-One View: The app offers a Single View Dashboard that displays all your accounts/product holdings with HDFC Bank i.e. available balance in your A/c, Credit Cards, Fixed Deposits, utility bills due and so on.
  • Instant Funds Transfer: HDFC Mobile Banking App makes it easier and faster to transfer funds. It auto-selects between IMPS / UPI / NEFT depending on the time of the day you are initiating the fund’s transfer request.
  • Easy Share: The app allows you to share your payment receipts once the transaction is complete.
  • Adding Favourites: This is one of the best features of the App. You can create a list of your frequent transactions under ‘Favourites’ so that you don’t need to look for details each time. You can just click your preferred one and pay.
  • Organized Bill-Pay: HDFC Bank Mobile Banking App allows users to pay utility bills in an instant. Users can make payments for their mobile bill, cable TV, electricity, gas, or any other utility bills in a flash.
  • Automatic Payments: The App allows you to set up automatic payments so that you never miss due dates for your bill payments.
  • Credit Card Linking: The App is a One-App-For-All-Needs. It lets you link and views all your Credit Card transactions on the app. It then allows you to make Credit Card payments and get account statements along with your Reward point status.
  • Swipe to Block: In case you lose your Credit or Debit Card, you can go to the HDFC Bank Mobile Banking App to hotlist the card immediately.
  • Invest: The App serves as an investing tool too. You can check your Demat Account balances on the HDFC Bank Mobile Banking App and quickly navigate to your HDFC Securities App to manage your investments.
  • Value-Added Services: Apart from the above banking transaction, the app also helps you in various non-financial transactions like updating your profile info, updating your Aadhaar card number on the account, downloading your e-TDS certificate, applying for new Savings Accounts or Credit Cards, applying for loans, buying or renewing insurance and buying e-Gift and Forex Cards.
  • Customer Support: The app also acts as a connection between the customer and the relationship manager. Customers can log on to the app and get in touch with their Relationship Manager with a single click.

How to download and register on the HDFC Bank Mobile Banking App?

The HDFC Bank Mobile Banking App is available on Google Play Store & Apple App Store. The name of the app is “HDFC Bank Mobile Banking”. Customers should download the appropriate app for their phone and install it. They can use their Customer ID and the Internet Banking password (IPIN) to login to mobile banking.

Customers can also choose to set up a Quick Access PIN for logging in. If their smartphone supports, they can also use the Fingerprint lock to access their app.

Step 1: Open the HDFC Bank app on your smartphone.

Step 2: Enter your Customer ID and IPIN to access mobile banking services.

Alternatively, you can enter the 4-digit Quick Access PIN to log in. If you have enabled the fingerprint authorization, you can log in by placing your finger on the sensor.

What are the services available on the HDFC Bank Mobile Banking app?

Mobile Banking Features
Enquiry Account balance, cheque status, mini statement, account statement, credit card dues, credit/debit card transactions, credit limit, etc.
Service Requests Primary account change, stop cheque payment, cheque book issue, HDFC debit card pin & apply for new account
Transfer of Funds Funds transfer between own accounts in the same bank or other banks, NEFT, IMPS, RTGS, manage & regenerate MMID,  credit card payment & other transactions
Branch Locator Branch and ATM locator
Bill Payments & Recharges Mobile recharge, utility bill payments, DTH payments, standing instructions
Other Services Opening of fixed and recurring deposit accounts, card blocking, etc.

 

HDFC PayZapp App

HDFC PayZapp is a payment app. It is available for customers of all banks, not just HDFC Bank customers. Customers can Recharge, make Online Bill Payments, do BharatQR Payments, Travel Bookings, Shopping, Movie Tickets booking and more on this app. Bharat QR payment can be made using mVisa QR, MasterPass QR and Rupay QR.

PayZapp lets you recharge your mobile, DTH and data card, pay utility bills, compare and book flight tickets, bus and hotels, shop, buy movie tickets, music and groceries, avail great offers at Smart Buy, and send money to anyone in your phone book.

In order to use PayZapp, you need to link your debit card with your PayZapp account. The money is directly debited from your account linked with the card.

The app uses a proprietary technology that conducts three security checks for each transaction, thus ensuring safety of all your transactions.

HDFC Bank Mobile Banking App Security Features: 

Security is of utmost importance in any digital banking app. Bank details are very sensitive and careless usage of such information may cause serious loss to the customer and the bank.

  • HDFC Bank Mobile Banking offers an unparalleled level of security similar to HDFC Bank Net Banking.
  • The information is 128-bit SSL protected for enhanced security.
  • Another security feature is; the app does not store any information on your mobile phone or SIM card. So even if your phone is lost or stolen, your account is absolutely safe and cannot be compromised.
  • In case you lose your phone, you can call the customer service and they will deactivate your IPIN and issue you a fresh IPIN.

HDFC Bank Mobile Banking FAQs:

1. How can I activate HDFC Bank Mobile Banking?

You can use HDFC Bank Mobile Banking if you are registered for their Internet Banking service. You can start using the mobile banking service by downloading the app and entering the customer ID and IPIN. The Internet banking login ID and pin can be used to access mobile banking, or you can set up Quick Access PIN (QAP). The app also allows customers to set up fingerprint log in.

2. Which is the official mobile banking app for HDFC Bank?

The HDFC Bank Mobile Banking App is available on Google Play Store & Apple App Store. The name of the app is “HDFC Bank MobileBanking”.

3. What happens if the user’s mobile phone switches off while on the app?

If your mobile phone switches off, while you were on the app, your account will be automatically logged off after 5 minutes of inactivity. Once the phone is switched on again, you have to log in again to access mobile banking.

4. What happens if I don’t use HDFC Bank mobile banking for a long time?

If the service is not used for 999 days, the user’s Customer ID is blocked. You can reactivate the Customer ID by visiting the HDFC net banking website or the HDFC Mobile Banking App to reset the password.

5. How can I login if I don’t have my internet banking password?

If you have forgotten your IPIN or don’t have one, you can set up a 4-digit Quick Access PIN to log in. You also have the option to enable the fingerprint authorisation so that you can log in by placing your finger on the sensor. Fingerprint authorization is specific to your smartphone model.

6. Where can I find my HDFC Bank Customer ID & IPIN?

Your HDFC Bank Customer ID and IPIN are given to you at the time of account opening. They are part of the ‘Welcome Kit’ that you receive. The customer ID is also printed on your cheque book.

7 Ways For maximise credit card benefits?

7 Ways For Maximise Credit Card Benefits: If used wisely, a credit card gives you way more than the amount you end up paying as the joining fee or the annual fee. And using it wisely doesn’t just involve paying your bills in full and on time. To help you understand just how to go about making the most of your card, here’s how you can maximise the benefits on your card.

Choose the Right Card

Maximising benefits all starts with using the right card. This doesn’t mean that a credit card issued by one bank is better than that issued by another. What it means is that the card you ultimately choose should complement your spending pattern. This is the best way to earn as many rewards points as possible or the highest cashback.

For instance, if you spend a major part of your monthly income on online shopping, consider a credit card which lets you earn the most on these spends. This means that a card which rewards grocery spends made at grocery stores more than it does online shopping isn’t the right card for you.

If you have one card, this is the way to go. But if you have multiple cards, use each card to spend on categories they are best suited to. So, if you are buying groceries, use a card that rewards grocery spends and if you are dining, use a card that rewards dining expenditure.

Use Your Card

It’s all well and good to own a credit card or two, but it is of no use if you decide to use them occasionally. To truly maximise the benefits on your credit card, you should use it often and preferably for all your spending.

This means that you shouldn’t use your card just for the occasional purchase, but use it to pay utility bills, your online subscriptions, your food orders, and the like. This will benefit you in two ways. One, each transaction gives you that many more opportunities to earn points, air miles, or cashback. More points mean that you can redeem them that much faster. Similarly, with air miles and cashback. All of these rewards can be earned much faster when you use your card on a daily basis.

Make Use of the Interest-Free Period

All credit cards come with an interest-free period which can be anywhere from 20 to 55 days depending on the type of card you have. The longer the interest-free period, the easier it is for you to get enough money to pay the bill on the payment due date.

How does this work?

Well, let’s say that your credit card statement is generated on the 15th of each month and your payment due date is on the 10th of the following month. Let’s also say that you plan to make a big-ticket purchase. Now, if you make the purchase on the 17th of the current month, you will have 54 days to repay the amount (assuming the current month has 31 days and the following month has 30 days). If, however, you make this purchase one day before the date that your statement is generated (i.e., 14th), you have only 26 days to repay the amount.

So, knowing when your statement is generated and your payment due date goes a long way in helping you make the best use of the interest-free period on your card.

Utilise Your Reward Points

There is no point in accumulating rewards if you don’t use your points. At all times, be aware of how many points you have and their validity. Letting points lapse is as good as leaving money on the table.

That being said, make sure you use your points wisely. The ideal thing to do is to look at the credit card rewards catalogue and determine which product or voucher you want. Once that’s done, collect enough points to redeem that product.

The other smart thing to do with points is to transfer them to the hotel loyalty programme of any participating hotel or to an airline’s frequent flyer programme. This way you can use your points for a free stay or for a free flight ticket as the case may be.

Make Use of the Perks

Apart from the rewards that you earn each time you use your card, credit cards also come with numerous perks. Depending on the type of card you have, these perks can range from complimentary access to airport lounges to a free meal at a high-end restaurant.

All of the perks do have a few conditions you will have to fulfil before they are applicable, but these conditions are almost always easy to adhere to. Even if you have to spend a minimum amount to be eligible for these perks, you will realise that the benefits far outweigh the cost.

A good rule of thumb is to go through the terms and conditions that come with your card and see what exactly your card has to offer.

Take Advantage of Offers

No matter what type of credit card you own, one thing is for sure, there will always be a number of offers on credit card. These could be coupon codes you can use to save on a purchase or even an offer that entitles you to a free appetizer at a restaurant.

It is difficult to keep track of offers since they change quite often. To simplify this, you can check BankBazaar’s webpage on credit card offers. The page has updated information on current credit card offers that you can take advantage of.

Don’t Use It to Withdraw Money

One of the “benefits” of a credit card is that you can use it to withdraw money. This is known as a credit card cash advance. The truth is that if you truly want to make the best use of your card, you should not take a cash advance. This is because you will be charged interest (independent of the interest you will be charged for retail spends) from the moment you withdraw money until you repay it.

If you do need cash, your best bet is to take a personal loan since it will prove to be cheaper. Especially, if you are looking for a large amount.

These are just 7 simple ways by which you can maximise the benefits you get from your credit card. But these are by no means the only way. As you use your card and get familiar with it, you will realise that your card comes with certain unique benefits (like an annual fee waiver). So, a good rule of thumb when you get your card is to go through the terms and conditions with a fine-tooth comb. It will take time, but once you start reaping the benefits, you will realise that the time spent was worth it.

How to Compare Rewards Credit Cards

When it comes to comparing rewards credit cards, follow these steps:

  1. Set Your Goals: Begin by understanding your financial needs and goals.
  2. Rewards Structure: Examine the earning rates for different spending categories.
  3. Fees and Interest: Consider annual fees and interest rates.
  4. Sign-Up Bonuses: Compare the value of sign-up bonuses.
  5. Redemption Options: Check for versatile ways to redeem rewards.
  6. Additional Benefits: Assess extra perks like insurance or warranties.
  7. Credit Score Match: Ensure your credit score meets the card’s requirements.
  8. Seek Feedback: Read reviews and gather feedback from other users to make an informed choice.

In Summary: Make Credit Card Rewards Work for You

With the right credit card and these strategies in place, you can transform your everyday spending into a rewarding experience. Keep an eye on time-limited offers, manage redemption fees, and maintain a clear overview of your rewards to maximise your credit card perks. Start earning while you spend and unlock the full potential of credit card rewards.

Source- bankbazaar.com

Credit Score: How to get free credit score on WhatsApp

Free credit score on WhatsApp: It is imperative to have a good credit score at the time of availing of home and personal loans at cheaper rates. A credit score is a three-digit number that indicates whether you are paying your bills on time. The score is used by lenders to determine your ability to repay loans.

The score is compiled from lender data and included in the Credit Information Report, or CIR. Financial institutions check your credit history and score at the time of disbursing a loan and also help in determining how much, and at what interest rate. Credit rating agencies, such as Credit Information Bureau (India) Ltd, collect data and compile credit scores.

There are several credit reporting agencies that provide free CIBIL score checks online, but getting obtaining a CIBIL score via WhatsApp can be one of the best options.

Last month, Experian announced a service that allows customers to check their credit scores on WhatsApp for free, reported the Financial Express. Experian India is the first credit bureau to be licensed in India under the Credit Information Companies (Regulation) Act 2005.

Last month the company said the initiative introduces a quick, secure, and convenient way to access one’s Experian credit report anywhere, anytime. Consumers can check their Experian credit report, track any irregularities, detect fraud immediately and rebuild their credit score, enabling them to gain control of their credit profile, the company said.

Know steps to check Experian Credit Score on WhatsApp

  • Firstly, you need to send ‘Hey’ to Experian India’s WhatsApp number +91-9920035444
  • Then share basic details including name, e-mail ID, and phone number
  • Receive your Experian credit score via WhatsApp instantly
  • Request a password-protected copy of the Experian credit report which will be sent to your registered e-mail ID

LIC WhatsApp Number: How to Use, Full List of Services

LIC WhatsApp Number: The Life Insurance Corporation (LIC) has started WhatsApp services for the benefit of policyholders. The LIC WhatsApp services would be available to policyholders registered on the LIC Portal.

“Policyholders who have registered their Policies on the LIC Portal will be able to make use of these services on WhatsApp by saying “Hi” on Mobile No. 8976862090,” LIC announced this week through a press release.

How To Activate LIC WhatsApp services

– Save LIC’s official WhatsApp number in on your phone

– LIC WhatsApp services Phone number is +91 8976862090

– Now Send a ‘Hi’ your registered mobile number to +91 8976862090

– You will now be able to choose from one of the 11 services

– Reply in the chat with the option number that is given to you for the selection of services –For eg 1 for Premium date, 2 for Bonus Information etc

– LIC will share the details of your query in the WhatsApp chat

However, in orter to avail the services, policyholders will have to first register on the official site of LIC.

How to Register on LIC online? Here is the step by step process

– Visit www.licindia.in and Click on “Customer Portal”

– If you have not registered earlier for Customer Portal, click on “New user”

– In the next screen, you will be required to choose the user id and password of your choice and submit.

– Login through this newly created user id and click on the option of ‘Basic Services’ – “Add Policy”

– Enrol all your remaining policies

– At this stage all the Basic Services will be available under your enrolled policies.

Thereafter, you can follow 3 step processe for registration for Premier Services. LIC mentions in its website that all the customers who have a policy on his/her life or on the life of his/her minor children can avail LIC’s e-Services. Registration on LIC Portal is mandatory for availing LIC’s e-Services.

LIC WhatsApp Number

The LIC WhatsApp number is 8976862090. Only Policyholders registered on LIC Portal can use the WhatsApp services of LIC.

How to use LIC WhatsApp service

LIC Policyholders can use the WhatsApp services offered by the insurer by simply saying “Hi” to 8976862090, the official WhatsApp number of LIC. The chatbot will then automatically ask you to select an option from the list of given services.

Full list of LIC Services on WhatsApp

Following is the list of LIC services that will be available on WhatsApp.

  1. Premium due
  2. Bonus Information
  3. Policy Status
  4. Loan eligibility Quotation
  5. Loan repayment quotation
  6. Loan interest due
  7. Premium paid certificate
  8. ULIP – Statement of UNits
  9. LIC Service Links
  10. Opt In/Opt Out Services

LIC is the latest financial institution to offer services to customers on WhatsApp.

Free Credit Score on WhatsApp

Recently, Experian India credit information bureau announced a service which allows customers to check their credit scores for free on WhatsApp.

LIC Profit Jumps

LIC reported an increase of 23.87% in the Total Premium Income at R2,30,456 crore in the first half of FY 2022-23 ended September 30. LIC’s profits also jumped this year. In a statement dated November 11, LIC said that the Profit after Tax (PAT) for the half-year ended September 30th, 2022 was Rs 16,635 crore as compared to Rs 1437 crore for the half-year period ended September 2021.

LIC sold 83,59,029 policies in the individual segment between 1st April and 30th September 2022. In a similar six-month period that ended September 30, 2021, LIC sold 73,61,410 policies.

“The business momentum continues to be strong for LIC and as a result, the overall market share by First Year Premium Income (as per IRDAI) increased to 68.25% for the half year ended September 30th 2022 as compared to full-year market shares of 63.25% for FY 2021-22,” the insurer said.

WhatsApp: How to hide phone number on WhatsApp

Hide phone number on WhatsApp: However, sometimes people are bothered that it is an online phone that shows my number. There can be various reasons why people want to know how to hide phone numbers on Android or mask phone numbers on WhatsApp.

There is no built-in mechanism to hide phone numbers in WhatsApp, but some workarounds may help you achieve this goal without compromising your data or security.

So, let us dive into the details right away.

Part 1: How to Hide Your Number on WhatsApp?

Since there is no built-in mechanism for hiding numbers on WhatsApp, we have to take help from other applications to figure out how to hide phone numbers on Android. There are various methods, including;

1. Create a Google Voice Phone number

The best answer to how to hide phone numbers on Android or any other platform is to use a virtual phone number. The virtual phone service we are discussing today is the Google Voice Phone number, and you can use the Google Voice phone number to make free calls and communicate through text messages and call forwarding. So, how to mask phone numbers on WhatsApp using Google Virtual phone service.

First of all, you need to install the application. So, here are the steps to download and install Google virtual phone number service.

  • Step 1: Go to your Play Store or App store according to your platform and search for the google voice app. Then download and install the service to get started.
  • Step 2: The next step is to register your account. So, log into your Google account, or if you have already logged in, hit on the “Continue As your-account-name” button.
  • Step 3: Now, spend some time with the terms and conditions and then hit the accept button.

how to hide number on whatsapp

Now you need to select a location to link with your virtual phone number to move on to the solution of how to mask phone numbers.

  • Step 4: Search for the location according to your choice with area, city, or state. When you can locate your preferred place, hit the select button.

how to hide number on whatsapp

  • Step 5: From now on, you can easily follow the Google wizard instructions and get the Google virtual number.

2. Change your number

You have acquired a virtual number that you can use to hide your real phone number on WhatsApp. So, use this number to register for a WhatsApp account, or if you already registered your physical number with WhatsApp, you can go on to change your number.

Your last phone number must be verified, so here is how you will ensure this.

  • Step 1: Launch WhatsApp on your phone and open the menu in the top right corner by clicking the three dots.
  • Step 2: In the menu, go to the Settings sub-menu.
  • Step 3: Click on your profile photo; if your number is verified, it will show here and if it is not verified, follow the instructions.

 

So, now is when we can finally change the phone number on WhatsApp to address how to hide phone numbers on Android.

how to hide number on whatsapp

  • Step 4: Open the menu at the top right corner on the WhatsApp screen by clicking the three dots.
  • Step 5: Go to Settings > Account option.
  • Step 6: Click on the Change number option; you will see a warning; move ahead by clicking the next button.
  • Step 7: Enter the new number and the existing numbers on the respective fields and hit the next button.
  • Step 8: In the next step, you will select who will be notified about the change. You can select it according to your preference and click the done button to move on.
  • Step 9: So, all we are left with is the verification of the new number. This step is required in both cases, whether you change the number or register a new WhatsApp account.
  • Step 10: You can receive the OTP SMS and code directly from the Google Voice app. Enter this code to WhatsApp, and Voila! Your verification is complete.

So this is how you can answer these frequently asked questions about how to hide phone numbers on Android? What can someone do with your phone number? How to mask a phone number?

Part 2: How to Protect Your Personal WhatsApp Data

What can someone do with your phone number?

As the world is moving towards more and more digitization, digital identity is becoming critical, and your phone number is an important part of it. Your cell phone number can be used to access your secure data online, including your email, social media, bank accounts, financial information, and much more.

Scammers can use your phone number to do your private data mining and later use it for scamming, blackmailing, and even selling it again. So, you must take great precautions before sharing your phone number, especially online, on social media, and in any public setup.

Now, you must have got an idea why people are usually concerned about how to hide phone numbers on Android? And how to mask a phone number? So, everyone must be trying to boost online privacy and as we are talking about WhatsApp, let’s discuss what steps can be taken for a secure online presence for you on WhatsApp.

You can keep your conversations and related data on your WhatsApp backup. Though it may sound fascinating to have a backup to restore in case of a phone problem or a new phone, you should remember that this data is not very securely encrypted and can land in scammers’ hands.

Secondly, turn on WhatsApp’s two-factor authentication. It will ask you to enter a six-digit code but not always. So, it will not hinder your working or smoothness of use but will ask you a PIN a few times to log in, adding another layer of authentication. It can be turned on in the settings menu.

Also, go to the privacy settings and restrict who can see your private information, your online status, and so on.

In the worst case, if you suspect someone else is accessing your WhatsApp and making any changes, you can check it.How to Check If Someone Else Is Accessing Your WhatsApp Account

Bonus: WaLastseen – WhatsApp tracker App

WaLastseen is an innovative app that lets you keep track of your friends’ online activity and know how much time they spend on WhatsApp. With real-time notifications, you can stay up to date with your friends’ online status, and track multiple accounts at the same time.

  • Check whether your friends are online or not on WhatsApp.
  • Know how much time they spend on WhatsApp.
  • Real-time notification for when your friends come online or go offline.
  • Track multiple accounts at the same time.

how to hide number on whatsapp

Part 3: Frequently Asked Questions (FAQs)

1. Do I have to Use My Real Phone Number on WhatsApp?

WhatsApp uses your phone number to send the verification codes while registering your account. So, yes, you have to use your real phone number on WhatsApp. So, this is a type of online phone that shows the phone number. However, you can also use a landline number or a virtual phone number. In such cases, you would use call-based authentication instead of text authentication using OTP.

2. How to Use WhatsApp Without a Phone Number?

According to the detailed guide of ways to use WhatsApp without phone number, you can use your landline number or a virtual number to register your WhatsApp account. In this case, you will be using voice authentication instead of SMS.

3. How to Change WhatsApp Number Without Notifying Contacts?

WhatsApp has always gained in its security features. Since it is like an online phone that shows the phone number when you switch your WhatsApp number, it is pretty obvious, and your contacts get a notification about the change. So, if you want to keep the change unnoticed and swift, you will have to perform a few extra steps. We are not going into the details in this write-up; you can find the step-by-step guide in the article How to Change WhatsApp Number Without Notifying Contacts?

4. How To Hide Your Online Status In WhatsApp While Chatting?

Sometimes you might want to know how to hide phone numbers on Android while chatting and mask phone numbers on iPhone. The reason can be that you wonder what someone can do with your phone number, and you want to keep it secure.

Also, hiding online status on WhatsApp while chatting is critical for people who are big on privacy and need this feature. Some methods are discussed in the article How To Hide Your Online Status In WhatsApp While Chatting?

Conclusion

WhatsApp is a popular messaging application, and most of us think it is very secure and private. However, you still need to take some steps to keep your online identity safe. We have discussed what someone can do with your phone number above. Keeping this in mind, it is important to know how to hide phone numbers on Android and how to mask phone numbers.

Chandrayaan 3: Do you know who is Veera Muthuvel, the mastermind behind Chandrayaan-3?

The countdown to the launch of Chandrayaan – 3 has begun. ISRO has made all preparations for this and today (July 14) the rocket will be launched from the Satish Dhawan Space Center at 2:35 PM. The entire country is waiting for this historic moment. Dr. Scientist from Villupuram district of Tamil Nadu. P. Veera Muthuvel played an important role in the development of Chandrayaan – 3 . He is the mastermind of this project who has served as the Project Director of Chandrayaan 3 spacecraft. Dr. P. Here are some interesting facts about Veera Muthuvel.

Early life:

Dr. P. Veera Muthuvel was born in Villupuram district of Tamil Nadu. His father Palanivel works as a technician in Southern Railway. After studying at the Railway School, Villupuram, he completed his Diploma in Mechanical Engineering from a private polytechnic college. However, he had an interest in space and a desire to achieve something in that field. So he quit his mechanical engineering job and joined a private college in Tambaram to achieve what he wanted. He later joined IIT Chennai for higher studies and conducted important research in the field of aerospace.

Travel in ISRO:

With a keen interest in hardware work, Veera Muthuvel got an opportunity to become a scientist at the Indian Space Research Organization (ISRO) in 1989. Never one to miss an opportunity like gold, Muthuvel joined ISRO. The opportunities that followed never looked back. He fulfilled his dream of working in ISRO along with many organizations in India and abroad.

Acclaimed Research:

In 2016, submitted a research paper on vibration control system in spacecraft electronics package. Apart from this, experiments were conducted at the UR Rao Satellite Center in Bangalore. It was understood that this would help land the spacecraft’s lander on the Moon and power the rover portion of the spacecraft. ISRO Veera Muthuvel who was surprised to see this research paper was showered with praise.

Chandrayaan 3 Project Director:

After 30 years of experience working on multiple projects and various responsibilities at ISRO, Veera Muthuvel was appointed as the Director of Chandrayaan 3 in 2019, replacing Scientist Kavitha.

World Youth Skills Day 2024: Theme, Significance And History

  • World Youth Skills Day 2024 – Youth is the future of any country. The future and development of the country rests on the shoulders of the youth. So it is important that the youth have the necessary skills to perform in skilled work or entrepreneurial work. Even today a large number of youths are unemployed. Such a situation is conducive to the complementary development of a country. In such a situation it is necessary to create awareness for them to develop employability skills and their potential. To that end, World Youth Skills Day is celebrated on July 15 every year. The day highlights the strategic importance of equipping youth with skills for employment, decent work and entrepreneurship.

World Youth Skills Day:

In recognition of the need for the world’s youth to upskill, the United Nations General Assembly established World Youth Skills Day in 2014. Since then World Youth Skills Day is being celebrated on 15th July every year.

Purpose of World Youth Skills Day:

The objective of World Skills Day is to equip the youth of the world with the necessary skills for employment, work and entrepreneurship. The objective of this day is to create awareness about maximum skill development among the youth. So that they can get a decent job by looking for better opportunities.

History of World Youth Skills Day:

World Youth Skills Day came into being to create awareness among the youth across the world to reduce the challenges of unemployment and promote employability skills. On Sri Lanka’s initiative, the World Organization’s General Assembly approved the observance of World Youth Skills Day on December 2014. World Skills Day was observed for the first time on 15 July 2015. Since then this day is celebrated worldwide on 15th July every year.

Theme for World Skills Day 2024:

According to the official website of the United Nations, the theme of World Youth Skills Day 2024 is “Skills Educators, Trainers and Youth for a Transformative Future” which highlights the important role that teachers, trainers play in equipping young people with the skills to transition into good jobs and actively engage in their communities and society.

Why is World Youth Skills Day celebrated and what is its significance:

Youth unemployment is increasing which is the most significant problem facing today’s economies and societies in the world for developed and developing countries alike. According to the latest Global Trends for Youth 2020: technology and the future of jobs, since 2017, there has been an upward trend in the number of youth not in employment, education, or training (NEET).

Around 259 million young people in 2016 were classified as NEET and this number rose to an estimated 267 million in 2019 and it is said it will rise to around 273 million in 2021. In terms of percentage, the trend is slightly up from 21.7% in 2015 to 22.4% in 2020 and implying that the international target to reduce the NEET rate by 2020 will be missed.

In 2014, the General Assembly declared to celebrate World Youth Skills Day on 15 July with an aim to provide a chance for young youth, technical and vocational education and training (TVET) institutions, and public and private sector stakeholders to recognise and celebrate the importance of preparing young youth with skills of employment, decent work, and entrepreneurship.

World Youth Skills Day 2024: Key facts

– In the whole world, one in five people is NEET which is not in employment, education, and training. Three out of four young NEETs are women.

– Between 1997 and 2017, the young population grew by 139 million and the population of the youth labour force shrank by 58.7 million.

– Almost 2 out of 5 young workers in emerging and developing economies live on less than US$3.10 a day.

– Before the current crisis, young people were 3 times as likely as adults (25 years and older) to be unemployed. Due to the COVID-19 pandemic, currently, more than 1 in 6 young people are out of work.

– For more than 100 years, blending distance learning with practical skills development has proved effective in TVET. In 1910, due to the typhoid epidemic and an urgent need arise, Australia introduced its first distance TVET courses to train health inspectors by correspondence while they worked.

Youth Skill Schemes in India:

Pradhan Mantri Kaushal Vikas” scheme was launched in India on July 15, 2015 on the occasion of World Youth Skills Day. Under this scheme, the government has provided an opportunity to provide free industrial training to the youth of the country in various fields. With the help of this youth can get training and get employment. Youth between 14 to 35 years can be trained under this scheme. Registration for training can be done for three months, six months and one year. After completing the training, a certificate is also issued by the government.

FAQ

Q: What is World Youth Skills Day?

A: World Youth Skills Day is an annual event celebrated on July 15th to recognize and celebrate the importance of equipping young people with the necessary skills to succeed in the workplace. The day serves as a reminder of the need to invest in the skills development of young people and to promote their participation in the labour market.

Q: Why is World Youth Skills Day important?

A: World Youth Skills Day is important because it highlights the need to invest in young people’s skills development so that they can successfully transition into the labour market and contribute to the economic development of their communities. Investing in the skills development of youth is essential to ensure that countries have a skilled and productive workforce that can drive economic growth.

Q: How can young people acquire the skills necessary to succeed in the workplace?

A: Young people can acquire the skills necessary to succeed in the workplace through a variety of methods. These include attending formal education programs, participating in short-term training courses, apprenticeships, internships, and other experiential learning opportunities. Additionally, young people can also gain valuable skills from volunteering, self-teaching, and engaging in informal learning activities such as online courses.

Source: un.org, unesco.org, wordskills.org