Fake loan app list in India: Personal loan online lending has become a convenient option for people who are looking to borrow instant funds. However, with increasing demand, there has been a surge in the number of loan apps and along with the fake loan apps disguised as a legitimate lending platform. Fake loan apps are also go by the name 7 days loan app, these 7 day loan apps cheat people by luring them with instant loans.
These online loan app affirm to give you a personal loan instantly without any paperwork or other kinds of verification.
This offering is so lucrative that people easily get fooled and give away all of their personal and financial information. Without verification, they blindly take loans from these apps, leading to many troubles in their life.
With this article, you may learn about the apps that the RBI has outlawed. Here you’ll find an updated Fake Loan App List 2024, so that you are aware of fake loan apps, genuine or fake, prior to submitting an application for a loan.
What are Fake Loan Apps?
Fake loan apps are fraudulent mobile applications that pose as legitimate loan providers but actually steal personal and financial information or trick users into paying upfront fees for loans that will never be provided.
How fake loan apps operate?
Fake lending applications frequently work by promising quick loans or enticing loan terms to get users to download the app by:
- Requesting personal and financial information—such as bank account or credit card numbers—under the guise of a loan application process to exploit the data for unauthorized transactions or identity theft.
- Requesting advance payments while making false claims concerning loan distribution under the guise of processing or guarantee fees.
- Disappear or become inaccessible after collecting the funds.
- They often change their names, domains, and appearance to escape detection.
Fake Loan App List in India
Fake digital lending apps that cheat gullible customers out of their hard-earned money are a growing concern in India. A “Whitelist” of applications that can be advertised on the Google Play store or the Apple App Store is currently being compiled by the Reserve Bank of India (RBI).
Users often share their banking and KYC information with these platforms after downloading fraudulent apps. They think they are legitimate because they are listed on Google or Apple’s app stores. As a result, money is automatically taken out of their accounts, or the customer is put under psychological pressure through extortion. You should be careful with such apps.
We are giving information about the Fake Loan App List that the Reserve Bank of India banned.
514 Fake loan app list you should avoid at any cost 2024
| SR. NO. | Fake Loan App List | SR. NO. | Fake Loan App List |
|---|---|---|---|
| 1 | Agile Loan app | 258 | Easy credit |
| 2 | Aladdin Lamp | 259 | Easy Credit Loan App |
| 3 | Angel Loan | 260 | Easy loan |
| 4 | Apna Paisa | 261 | EasyCash Loan |
| 5 | Apple cash | 262 | Easy Rp |
| 6 | Ariaeko Lone | 263 | Elephant Cash |
| 7 | Asan Loan | 264 | Es Loan |
| 8 | ATD lone | 265 | Eulavt App |
| 9 | Balance lone | 266 | Express loan |
| 10 | Basket loan | 267 | Express Loan |
| 11 | Bellono Loan | 268 | Fash rupee |
| 12 | Bellono Loan App | 269 | Fast cash |
| 13 | Best Paisa | 270 | Fast coin |
| 14 | Betwinner betting | 271 | Fast Paisa |
| 15 | Bharat Cash | 272 | Fast cash |
| 16 | Bright Cash | 273 | Fast rupee Loan App |
| 17 | Bright money | 274 | Fast Rupee |
| 18 | Buddy Loan | 275 | Fexli Loan |
| 19 | Bus rupee | 276 | First Cash |
| 20 | Bharat Cash App | 277 | Flash Loan App |
| 21 | Clear Loan | 278 | Flash Loan Mobile |
| 22 | Cash Advance | 279 | Flash rupee |
| 23 | Cash Advance | 280 | Flip cash |
| 24 | Cash Advance Atach | 281 | For Pay |
| 25 | Cash Advance T1 | 282 | Forpay app |
| 26 | Cash advance | 283 | Fortress Loan App |
| 27 | Cash Book | 284 | fortune now |
| 28 | cash bowl | 285 | fresh loan |
| 29 | Cash Carry App | 286 | Fri Loan |
| 30 | Cash Cola | 287 | Funny happen |
| 31 | Cash colla | 288 | Get Cash |
| 32 | Cash cow App | 289 | Gold Cash |
| 33 | Cash Cow | 290 | Gold loan app |
| 34 | Cash Credit | 291 | Gold Sea |
| 35 | Cash curry | 292 | Goldcash |
| 36 | Cash fish | 293 | Goldman Payback |
| 37 | Cash go | 294 | guru loan app |
| 38 | Cash Guru App | 295 | Hand Cash |
| 39 | Cash magic | 296 | Hand Cash Friendly Loan |
| 40 | Cash Hole | 297 | Handey Loan |
| 41 | Cash host Loan App | 298 | Handy loan |
| 42 | Cash Host | 299 | Hello Box |
| 43 | cash machine | 300 | Hello Rupee |
| 44 | Cash Machine Loan | 301 | Hi Credit App |
| 45 | Cash magic | 302 | Holiday Mobile Loan |
| 46 | Cash manager | 303 | Honey Loan |
| 47 | Cash Manager | 304 | Honey Loan App |
| 48 | Cash Mine | 305 | Holiday Mobile |
| 49 | Cash Papa | 306 | Hoo Cash |
| 50 | Cash Park Loan App | 307 | Hu cash |
| 51 | Cash park | 308 | I Credit |
| 52 | Cash Park Loan | 309 | I karza |
| 53 | Cash Pocket | 310 | Income loan |
| 54 | cash pocket live Cash | 311 | Income OK |
| 55 | Cash Samosa | 312 | IND loan |
| 56 | cash star miniso rupee | 313 | India AI Credit Cash Loan |
| 57 | Cash Station | 314 | Infinity Cash |
| 58 | Cashcarry Loan App | 315 | Insta Loan |
| 59 | Cashcom | 316 | Insta money |
| 60 | cashpal | 317 | Jo Cash |
| 61 | Clear Loan | 318 | Just paise Loan App |
| 62 | Coin Rupee | 319 | Just money |
| 63 | Crazy Cash | 320 | Kash loan |
| 64 | Credit buzz | 321 | Koko cash |
| 65 | Credit Loan | 322 | Koko Loan |
| 66 | Crystal Loan | 323 | koko loan |
| 67 | Credit Pearl | 324 | Lend Mall |
| 68 | credit wallet | 325 | Link Money |
| 69 | Crystal Loan | 326 | Live Cash Loan App |
| 70 | Daily Loan | 327 | Live Cash |
| 71 | Dhan Pal | 328 | Loan Cube |
| 72 | Discover Loan App | 329 | loan cube |
| 73 | Dream loan | 330 | Loan dream Ap[ |
| 74 | DuttaRuppes | 331 | Loan Dream |
| 75 | E Paisa | 332 | Loan fortune |
| 76 | Eagle cash loan App | 333 | Loan Fortune |
| 77 | Early Credit App | 334 | Loan Home Small |
| 78 | Easy Barrow Loan App | 335 | loan loji |
| 79 | Easy Borrow Cash loan | 336 | Loan Resource(disi) |
| 80 | Easy brave | 337 | Loan Sathi |
| 81 | Loanzone | 338 | Rupeek buzz |
| 82 | Lucky Loan App | 339 | Rupeek cash |
| 83 | Lucky Wallet | 340 | Rupeek fenta |
| 84 | M pocket | 341 | Rupeeking |
| 85 | MagicCash Loan App | 342 | Rupeeok |
| 86 | Magic Money | 343 | Rupeeplus |
| 87 | Magicc Loan | 344 | Rupeeredee Loan App |
| 88 | Mama Loan | 345 | Rupeestar |
| 89 | Magicc Loan App | 346 | Rupiya bus |
| 90 | Marvel cash | 347 | Rupiya company |
| 91 | Marwel Loan Baba | 348 | Rush Loan |
| 92 | Matero Finance | 349 | Samay Rupee |
| 93 | May Loan | 350 | Sharp corn |
| 94 | Mi Rupe | 351 | Sharp Loan |
| 95 | Minute Loan App | 352 | Simple Loan App |
| 96 | Minute cash | 353 | Shuttle Loan |
| 97 | Minutes In Cash | 354 | Silver Pocket |
| 98 | Mo Cash | 355 | Simple Loan |
| 99 | Mobikquick | 356 | Sky Loan |
| 100 | Mobile cash | 357 | Slice pay |
| 101 | Monday money app | 358 | Small Loan |
| 102 | Money box | 359 | Small Cash Loan App |
| 103 | Money Ladder | 360 | SmalLoan App |
| 104 | Money lander | 361 | Smart Coin |
| 105 | Money Master | 362 | star loan |
| 106 | Money Master App | 363 | Store Loan |
| 107 | Money muthual | 364 | Sun cash |
| 108 | Money pocket | 365 | SUN CASH |
| 109 | money stand pro | 366 | Sunny loan |
| 110 | Money standup | 367 | Time loan |
| 111 | Money tree | 368 | Top Cash |
| 112 | money stand pro App | 369 | tree lone |
| 113 | Money View App | 370 | Tyto Cash |
| 114 | Monney Tank | 371 | Unit Cash |
| 115 | More cash | 372 | UPA Loan |
| 116 | More Cash App | 373 | UPO Loancom |
| 117 | More Loan | 374 | Voice loan |
| 118 | My Cash Loan | 375 | Volcano Loan |
| 119 | My Kredit | 376 | Wallaby App |
| 120 | Name of app | 377 | Wallet Payee |
| 121 | Ob cash loan | 378 | Apna Paisa |
| 122 | ob cash loan App | 379 | Walletpro |
| 123 | Ok Rupee Loan App | 380 | Warn Rupee |
| 124 | One Loan Cash Any Time | 381 | Wen Credit |
| 125 | One loan easy loan | 382 | Wow Rupee |
| 126 | onstream | 383 | Yes Cash |
| 127 | Orange Loan | 384 | Yes Rupees |
| 128 | Orange Loan | 385 | Zo zo Cash |
| 129 | Paisawala | 386 | Cash port |
| 130 | Personal Loan App | 387 | Alp cash |
| 131 | Phone pay | 388 | Angel Loan |
| 132 | Pillai Loan | 389 | Apna Paisa |
| 133 | Plump Wallet | 390 | Asana Loan |
| 134 | pocket bank | 391 | Cash Curry |
| 135 | Pokemoney | 392 | Cash era |
| 136 | PradhanmantriYojna Loan | 393 | Cash lion |
| 137 | Pub cash | 394 | Cash Star Miniso Rupee |
| 138 | Quality cash | 395 | Cashon |
| 139 | Quality Cash Loan App | 396 | Coco cash |
| 140 | Quick Loan App | 397 | Credit finch |
| 141 | Rapid | 398 | Dhani |
| 142 | Rainbow Loan | 399 | Early Credit App |
| 143 | Rapid Paisa | 400 | Elephant loan |
| 144 | Reliable Rupee Cash | 401 | Eye Credit |
| 145 | rich cash | 402 | Fast Paisa |
| 146 | Rich Loan Go | 403 | Fast Rupee |
| 147 | Rocket Loan | 404 | First Cash |
| 148 | Royal able rupee cash | 405 | Flash Loan Mobile |
| 149 | Royal cash | 406 | Go cash |
| 150 | Rupee Box | 407 | Hand Cash |
| 151 | Rupee Loan | 408 | Ind Loan |
| 152 | Rupee Cash Loan | 409 | Insta Loan |
| 153 | Rupee Magic | 410 | Insta Money |
| 154 | Rupee mall | 411 | Lend Mall |
| 155 | Rupee Online | 412 | Live Cash |
| 156 | Rupee Papa | 413 | Loan Resource (DIC) |
| 157 | Rupee pocket | 414 | Loan tap |
| 158 | Rupee salam | 415 | Loan zone |
| 159 | Rupee smart | 416 | Loanzone |
| 160 | Rupee Star | 417 | Micredit |
| 161 | My Cash Loan | 418 | Cash Cola |
| 162 | Onstream | 419 | Cash Carry Loan App |
| 163 | Plump Wallet | 420 | Cash App |
| 164 | Quick cash | 421 | Cash Cola |
| 165 | Rich Cash | 422 | Cash colla Loan |
| 166 | Rupee Magic | 423 | Cash cow |
| 167 | Rupee pus | 424 | Cash Guru App |
| 168 | RupeePlus | 425 | Cash Credit |
| 169 | Rupees plus | 426 | Cash curry |
| 170 | Samay Rupee | 427 | Cash fish |
| 171 | Small Loan | 428 | Cash go |
| 172 | Smile loan | 429 | CashCow Loan App |
| 173 | Star Loan | 430 | Cash Cow |
| 174 | Tap credit | 431 | Cash Guru App |
| 175 | Wow Rupee | 432 | Cash Hole |
| 176 | 66 cash | 433 | Cash Hole Loan |
| 177 | 66 Cash App | 434 | Cash host |
| 178 | Agile Loan app | 435 | Cash Host Application |
| 179 | Agile Cash App | 436 | Cash Light |
| 180 | Aladdin Lamp | 437 | cash machine |
| 181 | Angel Loan | 438 | Bharat Cash |
| 182 | Ant cash | 439 | Coin Rupee |
| 183 | Apna Paisa Cash | 440 | Cash Machine Loan |
| 184 | Apna Paisa | 441 | Cash Machine |
| 185 | Apple cash | 442 | Cash magic |
| 186 | Arak Loan | 443 | Cash Papa |
| 187 | Ariaeko Lone | 444 | Cash Manager |
| 188 | Asan Credit | 445 | Cash park |
| 189 | Asan Loan | 446 | Cash Mine |
| 190 | Asan Loan App | 447 | Cash Papa |
| 191 | Asan Loan | 448 | Cash manager |
| 192 | ATD Loan | 449 | Cash Park |
| 193 | ATD lone App | 450 | Cash Mine |
| 194 | Balance Loan | 451 | Cash Park Loan App |
| 195 | Balance lone | 452 | Cash Park Loan |
| 196 | Basket loan | 453 | CashPark Loan App |
| 197 | Bellono Loan | 454 | Cash Pocket Live Cash |
| 198 | Bellono Loan App | 455 | Cash Pocket |
| 199 | Bellono App | 456 | Cash pocket |
| 200 | Beloan App | 457 | Cash Pocket Loan App |
| 201 | Belono Loan | 458 | cash pocket App |
| 202 | Best Paisa | 459 | Cash Pocket Live Cash |
| 203 | Best Paisa Loan App | 460 | Cash room |
| 204 | Betwinner betting | 461 | Cash Samosa |
| 205 | BetWinner LOan | 462 | cash star miniso rupee |
| 206 | Bharat Cash | 463 | Cash Station |
| 207 | Cash Machine Loan | 464 | Cash today |
| 208 | Bharat Cash | 465 | CashcarryApp |
| 209 | Bright Cash | 466 | CashCarry Loan App |
| 210 | Bright money | 467 | Cashcom |
| 211 | Bud Loan | 468 | cashpal |
| 212 | Buddy Loan | 469 | Clear Loan App |
| 213 | Bus rupee | 470 | Chhota Loan |
| 214 | Bus Rupee | 471 | Cashpal |
| 215 | cash | 472 | Clear Loan |
| 216 | Cash Advance | 473 | Coco Loan |
| 217 | Cash Loan App | 474 | Cashcom App |
| 218 | Cash Advance Loan App | 475 | Cash Machine Loan |
| 219 | Cash Advance Atach | 476 | Income Value |
| 220 | Cash Advance T1 | 477 | Joe Cash |
| 221 | Cash advance | 478 | Loan Saathi |
| 222 | Cash Advance App | 479 | Tree Loan |
| 223 | Cash Book Loan Application | 480 | Money Master |
| 224 | Cash Book | 481 | Silver Pocket |
| 225 | Cash Personal loan App | 482 | Loan Home Small |
| 226 | cash bowl | 483 | Who Cash |
| 227 | Cash Bowl Loan App | 484 | Forpay app |
| 228 | Cash Carry Loan Application | 485 | Rainbow Loan |
| 229 | Cash Carry App | 486 | Brightmoney |
| 230 | Cash Cash App | 487 | Cashmagic |
| 231 | guruloanapp | 488 | Cashhost |
| 232 | Paisawala | 489 | Goldcash |
| 233 | Easybrave | 490 | Mobilecash |
| 234 | Moneystandup | 491 | Easycredit |
| 235 | Goldloanapp | 492 | Moneytree |
| 236 | Cashgo | 493 | Loanfortune |
| 237 | Funnyhappen | 494 | Rupeesmart |
| 238 | Moneytree | 495 | Flashrupee |
| 239 | Loanfortune | 496 | ZozoCash |
| 240 | Rupeesmart | 497 | CashPark |
| 241 | Flashrupee | 498 | LiveCash |
| 242 | ZozoCash | 499 | Cashmagic |
| 243 | CashPark | 500 | Suncash |
| 244 | LiveCash | 501 | Incomeloan |
| 245 | Suncash | 502 | UnitCash |
| 246 | Incomeloan | 503 | BrightCash |
| 247 | UnitCash | 504 | Magicmoney |
| 248 | Moneylander | 505 | Sunnyloan |
| 249 | Brightmoney | 506 | Royalcash |
| 250 | Easybrave | 507 | Sharpcorn |
| 251 | Moneystandup | 508 | Marvelcash |
| 252 | Goldloanapp | 509 | Mobikquick |
| 253 | Cashgo | 510 | Cashfish |
| 254 | Funnyhappen | 511 | Paisawala |
| 255 | IndiaAICreditCashLoan | 512 | Voiceloan |
| 256 | StoreLoan | 513 | guruloanapp |
| 257 | MateroFinance | 514 | Rupeekbuzz |
How to Identify a Fake Loan App?
A fake loan app will have the following attributes that you can identify it from:
- Unusually high-interest rates or unrealistic loan terms.
- Requests for sensitive information, such as Aadhar number or full bank account access.
- Upfront fees or hidden costs.
- Poorly designed or unprofessional app interface.
- Lack of contact information or vague information about the lender.
- No physical address or limited information about the company.
- Requests for immediate payment or transfer of funds.
- Requests for remote access to your device.
- No clear policies or terms and conditions.
- No clear information about loan repayment and interest rates.
Tips to avoid falling prey to fake loan apps: Avoid Fraudulent Loan Scams in India
If you wish to borrow money from a trusted app and prevent getting conned, pay attention to the warning signs below and make a wise choice. We want to provide you the insight you need to make informed financial decisions. This will help you stay immune to any potential personal loan/business loan troubles. So, whether you need a personal loan or just want to learn more, this information is for you.
1. Get details about the lender
Is the brand mainstream? Is this a trustworthy brand? Has anyone else checked about this lender? Before trusting any apps, you must know the answers to these queries. Only trust well-known companies to ensure the legitimacy of transactions.
2. Check the developer section on the App store
Inspect the developer section to see if an app on the Appstore or Play Store is fake. Almost often, a company website should be listed. If there isn’t, it leads to a major issue. Many fake loan applications for Android or iPhone do not have a website. On occasion, they could include a fake website on their list. Stay away, Do not download these applications.
3. See if the lender’s website is secure
The applications routinely warn users when they visit a URL that might not be safe. A secure website’s URL is always preceded by the prefix https://.This shields your data from cybercriminals.
4. Ensure the lender cares for your credit history
A reputable lender will initially inquire about your payment history. It acts as the basis for determining your ability to repay the loan. It affects the chance that your loan application will be granted and your interest rate.
5. Avoid deadline-ridden offers
Fake loan applications only exist to take your money and go. They may thus present you with a variety of deals that seem enticing and state that they are only available while supplies last. Sincere lenders won’t set such deadlines since they have a set of protocols in place before beginning any type of money transfer. If you feel compelled to act right away, you are being duped, and the app is fake.
6. Read the reviews
Users’ reviews of an app can frequently reveal information about its reliability. If the app has sufficiently irked a few loan recipients, there will be one or two reviews. Therefore, read the reviews before installing the software.
Conclusion
One thing you should remember while scouting for a loan or choosing an offer is that “if it seems too good to be true, it probably is.”
Insanely low-interest rates, a paucity of lender due diligence, unsolicited offers to sweeten the deal, etc., are all red flags. All of these should be taken into consideration before picking a loan option.
Also, contacting a lender after doing your research and ensuring they adhere to regulatory regulations and best practices is a way to ensure an open and transparent loan application process.
By being aware of red flags and conducting your research, you may shield yourself from falling for a con. Remember that making a well-informed decision up front is always superior to regretting it afterward.
You can rely on OneNDF for error-free and customer-oriented service and get all the necessary loan details.
Fake Loan App List FAQs
What are the real loan apps?
Some of the best loan apps in 2023 are PaySense, Bajaj Finserv, dhani, Paytm Postpaid, Money Tap, and more.
Which loan app approved by RBI?
Reserve Bank of India (RBI) has approved the following loan apps in India: Paytm, Bajaj Finserv, Capital First, EarlySalary, HomeCredit, LazyPay, MoneyTap, and Simpl.
How do I stop fake loan apps accessing my contacts?
Steps to prevent fake loan apps from accessing your contacts: Use official app stores, Check app permissions, Keep your phone updated, Use a security app, Be cautious of free downloads, Read app reviews, Enable two-factor authentication, and Avoid giving away personal information.
Which app is best for emergency loan for urgent medical treatment?
The best emergency loan apps in India are Fullerton India, Navi, zest, Fullerton India, Upwards, and Fibe.
Is Wonder loan app real or fake?
The Wonder loan app available on Google Play Store is fraudulent and gives unsolicited loans.
How can I get an instant personal loan in 5 minutes?
Instant loans within 5 minutes are often difficult to obtain, as they usually require a thorough verification process to assess your creditworthiness. However, some options offer you a loan quickly: Digital lenders like Paytm Postpaid, Dhani, PaySense, and, the swift loan app or you may get Personal loans through your bank depending upon how much loan you need.
Is Kissht real?
Kissht app is registered under RBI as a non-banking financial institution (NBFC) and is duty-bound to serve customers as per the guidelines.
What app gives 50k loans?
Money View, one of the leading lenders, provides flexible personal loans with flexible repayment arrangements for up to 60 months, ranging from Rs. 5,000 to Rs. 5 lacks. Candidates who meet the criteria can easily apply for rapid loans of Rs. 50,000.
Which app gives loan without salary?
PayU’s LazyPay segment offers customers advance salary loans. You are qualified for loans with LazyPay up to Rs. 1 lakh. To apply for this loan, download the LazyPay app and fill out the application.
Which loan app is fast?
MoneyTap is a popular instant personal loan app. You may apply on MoneyTap for a personal loan with interest rates as low as 1.08% per month for amounts up to 5 lakhs.
Are instant online credit apps Safe?
The instant lending apps provided by banks and NBFCs for personal loans are safe. However, you should also make sure the companies providing quick personal loan apps are RBI-registered and should be downloaded from reputable websites.
How can I get a quick loan?
You may apply for a personal loan by contacting a bank or other financial institution directly through their website and inquiring about your eligibility, the applicable interest rate, and the EMI. When your loan request is approved, the loan amount will be transferred instantly to your bank account.
Is Rokdawale real or fake?
Rokdawale is not a legitimate platform for lending. Few reasons to support
- No information on the founder.
- Bad reviews.
- No proof of partnership with banks.
- Bad customer care service.
Is loanbaba real or fake?
Loanbaba is reliable. It disburse loans via RBI registered NBFCs.
Is rupiyabus loan app legit?
You should avoid using rupiyabus loan app because there are many cases and registered complaints against this lender because it harassed the user for money. If you are also a victim, here is a fake loan app/farzi loan app complaint number: 1930 (National Cyber Crime Reporting Portal).
Is kredit party loan app real or fake?
There is not much information about Kredit party loan app in public domain. There are consumer complaints against this app and also news of harassment of its customers by the app also floated. This app isn’t authorised by RBI.
Is wonder loan apk safe?
The app is charged with misleading users by posting false five-star reviews and using dubious loan repayment plans. So be careful.
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